Yep, others who have replied are right. BCBS of Kansas has a specific exclusion for any weight loss surgery. Self-pay is a huge investment, but I still think that it is very much worth it. I went through surgeryloans.com for financing. I was also able to take a deduction for medical expenses this year on my taxes. I also think that being self-pay makes a person even more determined to do EXACTLY what the doctors recommend. Not that you wouldn't anyway, but knowing that any extra procedures would come out of your pocket, it just keeps a girl honest, you know?!
Tallgrass in Topeka had the best price for self-pay lapband. All total, my procedure cost me $12,500 and that includes 2 years of follow-up care. Good luck!