ObesityHelp

 I just started a new job in Virginia (and I live in Maryland) but the insurance is BC/BS of Texas (and that was the only choice) and my heart sank when I read that exclusion clause. I was looking to see if it was firm or whether the appeals process would reverse it. It's taken me years to come to the decision for surgery, I have two different co-morbidities that would qualify me, plus a BMI of 45 (but before No S, it was over 50), and in the long run it would be cheaper for them to pay for the surgery.

I canceled my first appointment with the doctor (made when I was employed at the old job) after reading the exclusion clause in the new hire packet, but if someone here has jumped through the hoops to get an exception I'll start the process up again. I just don't want to take time off from work when I don't have any leave time if it's going to be a waste.

Financing is not going to be an option, not with the double whammy of a kid in college AND living in one of the most expensive regions in the country. (By way of illustration, I pay $1350 a month rent on a 990 sq ft townhouse.) 

Wish I had some words of wisdom for you but I have never had either insurance! All I can tell you is having the surgery is one of the best decisions I have ever made. I love my tool! I had RNY 3 yrs ago, have lost 165-170lbs (depending on the day of the week) and have been at goal for 1.5 yrs. I have not had a typical journey but even with my complications I would due it all over again in a heart beat!!

Welcome aboard the TMB (Texas Message Board) and chime in any time with questions. The weekends are usually pretty slow, especially holiday weekends so you may want to post your question again tomorrow or Tuesday morning!! Don't just lurk around join in!

Meggie

GO FOR IT SHANNA!!!! You have nothing to loose but weight! A small word of advice start changing little habits now to get yourself ready for life after the surgery. If you change them a little bit at a time life post wls is easier and not such a shock to your system! Keep posting and asking us quetions and we support you all we can.

Congratulations to your daughter too!! Have her join us too she would be a great inspirations to people here also and we would love to get to know her too!

Meggie