My surgery was 2 years ago.I had this insurance when I had my surgery, now somehow I believe amerihealth was involved but im not sure, my card said khpe. Anyway My first consult was april 7th my surgery was approved in about 2 weeks and I was scheduled and had surgery on june 2. I had to pay my co -pay for a hospital admission which was $250 per night so that was $500 total. I dont remember paying any other co-pays. So no diet , no psych eval, no cardiology appt just an ekg woith prehospital admission stuff, I had a pulmonary test but im an asthmatic, i also have factor five lieden so i had to see a hemotologist. I thought the insurnace was awesome and things went great with them. I know you usuaully see only postings about bad dealings with ins companies but I had a great experience, I hope this helps.