"Individual financing rates and monthly payments are determined by credit score. A one time $25.00 credit application fee applies. If customer proceeds with surgery the application fee will be credited to the total cost of surgery. This consultation is FREE of charge if you decide to proceed with a cosmetic procedure at your consultation. A $49.99 fee applies only if you decide not to move forward with a cosmetic procedure. Guaranteed Approval applies only to first time customers. Additional loans subject to new credit approval."
So, it could cost you 75 bucks if you get approval and have a consultation, and decide not to do it.