OBAMACARE

geutenmorgan
on 8/2/11 4:30 pm
 I absolutely am grateful for COBRA... when my husband WAS out of work.. it allowed me to PAY for the insurance continuance that I CHOSE to pay.  It is not shoved on me, I choose it.  I want it so I pay for it.  I only need it for  2 months, not the extended longtime that several unemployed american need.  My husband did not just sit on unemployment and suck up all the "benis"  He went out and found a real job again.  Thank God.  If people are unhappy with their job or what their job offers go find another job, get more schooling to qualify for those jobs, work hard and pay for it.
Not that I owe you any comment on Fox news or any of the conservatist.  I am my own person and believe what I believe.  One thing is ... you must work for what you get.  you must keep working and putting away and preparing for a time when you aren't able to work anymore.  The whole government will take care of me mentality is, in my opinion, a very lazy, parasitic like, not contributing behavior and doesn't help or serve anyone but themself.   They would need to realize that nothing in this life is free, and someone has to pay for it.  That is why my first comment was as such.
And absolutely I was speaking from experience.  I lived it and my opinions are formed from what my life experiences have taught me.

A patient of mine is an encologist and he is the one who said, doctors and physicians are being paid significantly less now and  there is little money for further research.  If there is not financial rewards for going through 16 years of advanced schooling to be a specialist, it will entice very few people to join the ranks of being a doctor/ surgeon. yes there are a few people who love to help people, but schools will not be filled with great intelligence and skill if there is not compensation for all the hard work and schooling.  

"Just Elizabeth "
on 8/2/11 5:14 pm - Houston, TX
 If people are unhappy with their job or what their job offers go find another job

Seriously? What economy are you living in? Because I wouldn't mind living in that one. I was out of work for 4 months and I didn't qualify for unemployment or any other "benies" because, even though I was working on US military bases and for the US government, I was doing it outside the US. That was 4 months of not knowing when or if I was going to get a job. Four months of hoping I didn't get sick because I didn't have insurance. Four months when I still had to make my mortgage payments. Yeah! I would have loved to have been in the economy that you seem to think we are in.


Elizabeth                                                      
Back in the U.S.A.


"I have lost the lumbering hulk that I once was.  I don't hide behind my clothes or behind my door.  I am part of life's rich tapestry not an observer."  Kirmy

        
                                                                                    
 

Elizabeth N.
on 8/3/11 10:01 am - Burlington County, NJ
Indeed. American cluelessness boggles my mind.

Ms. Cal Culator
on 8/3/11 10:02 pm - Tuvalu


You just don't appreciate the conservatists.



(deactivated member)
on 8/2/11 5:34 pm, edited 8/2/11 5:38 am - Woodbridge, VA
My father got laid off a couple months ago after working his entire life from the time he was a teenager. He still has not found new employment that pffers benefits, despite applying (both online and in person) to countless jobs. He has no college education, and being nearly 60 years old, do you really think he needs to go back to school for more education in order to get a better job? Who will pay for that schooling? And why do my parents have insufficient savings? Oh, because he had to have emergency gall bladder surgery a couple years ago that cost them thousands of dollars out of pocket, despite having paid health insurance premiums their whole lives.

The amount he gets from unemployment is significantly less than he had been earning, and he now has an additional monthly expense of about $700 for his insurance under COBRA. So, he makes considerably less and has considerably higher monthly expenses. But, by all means, the lazy bum should just find a new job. After all, it's so easy to do. My father is obviously just going to "sit on unemployment and suck up all the "benis.""

Fuck you. Get back on your high ******g horse and try to find your way to lower-middle class reality.
geutenmorgan
on 8/2/11 6:20 pm
 I am so sorry to hear your father is out of work. It is happening to  a lot of people these days.  I guess people should have prepared when the economy was good instead of spending every paycheck.  Prepare for rainy days.  Yes life delivers challenges.  If we have prepared then you will be blessed with security.  If you haven't then I guess you have to make some very difficult decisions.  I too have experienced hardships, which makes me save my pennies now.  Learning from life lessons, is not the topic here, but unfortunately there are a many sad stories, ones that are desperate and challenging.  These are opportunities to turn to family and friends and seek  for others to help.  This offers opportunity for those who are doing okay to serve and help those they choose to help.  I am against the "turn to the government to help me", make all those tax payers pay for my well being and unpreparedness.  My question is why should I have to pay the money I set aside for my rainy day, jeopardizing my sacrifice, for your unpreparedness and shortsightedness.  I absolutely help people and donate to those whom I choose.  I shouldn't have to pay more "taxes" so someone else can determine who is eligible or entitled.  I worked hard for it and I should get the authority to deem who gets it and who doesn't.
This economy today is definitely considered a rainy day.  Our government doesn't have the money to pay everybody.  They have tried and we are 14 trillion dollars in debt.  You think OBAMACARE is gonna have money  for you?  Think again.

(deactivated member)
on 8/2/11 6:52 pm, edited 8/2/11 6:53 pm
Your ignorance is truly astounding. I would elaborate, but I'd rather not waste my time on someone with such skewed ideals.
(deactivated member)
on 8/3/11 4:11 am - Woodbridge, VA
Spoken like a true ignorant person who has led such a life as to have had pennies to save - not everyone has that much, regardless of the state of the economy as a whole. Your perceptions are skewed; not everyone needing help is a parasite or feels "entitled."  I can't continue any discussion with someone who clearly believes my parents, who have been working and paying taxes for at least 40 years each, are shortsighted and lazy and essentially expecting handouts. So, like I said before, get back on your high horse, and I honestly don't give **** where you go, as long as it has nothing to do with me or mine.
Elizabeth N.
on 8/3/11 10:04 am - Burlington County, NJ
I wish this asshole about two years of unemployment with no way to pay for insurance, and an expensive but temporary medical problem that must be treated. Happy ******g American Way. Get sick and go bankrupt, but socialized medicine is da debbil. Don't bother considering that socialized medicine is not gonna happen in the USA and that "Obamacare" isn't about socialized medicine.

Healthcare should NOT be dependent on your income or your ablity to get benefits.

Tina.D
on 8/3/11 4:12 pm - TX
President Obama's first nominee for Secretary of HHSC was Senator Tom Daschle.  Now many probably didn't read Senator Daschle's book but it is very enlightening on limited resources and the government making determinations on who and what to cover.

Very enlightening and he was the man who was a strong proponent for healthcare reform and worked behind the scenes on much of the reform.  He is a strong advocate for universal healthcare but with that he understands limited resources which means rationing.

Had his nasty habit of not paying his taxes not come to light he would be leader of HHSC which sets policy for Medicare/Medicaid.  Medicare is the largest insurance company in the country and as such the other insurance companies follow suit.

Rationing - limited resources - universal healthcare.


Thank goodness he was a tax thief
 
  
   
  
        
Elizabeth N.
on 8/3/11 9:02 pm - Burlington County, NJ
*sigh* In a word, bull**** I'm not going to waste any further energy on this stupidity. Go on in your paranoia. Have a ball.

Ponyshoew
on 11/12/12 12:51 pm

There are many complex issues with healthcare.  If, someone else pays for it, they get to set the limits. We now are being asked to consider your usefulness to society, with Obamacare, Agenda 21. If your, unborn or young with imperfections, may be we don't need to support your survival. If, your old, you've had a good life stop sucking the resources- someone else has better use for them. If, your an adult with issue, fix it your self or stop sucking up resources.   I  guess those "death panels" really do exist in the socializing of American Healthcare. You thought care was hard to get in the past. Just think, how hard it will be when your in line for  culling.   

Ms. Cal Culator
on 8/2/11 7:55 pm - Tuvalu
On August 2, 2011 at 4:30 PM Pacific Time, geutenmorgan wrote:
 I absolutely am grateful for COBRA... when my husband WAS out of work.. it allowed me to PAY for the insurance continuance that I CHOSE to pay.  It is not shoved on me, I choose it.  I want it so I pay for it.  I only need it for  2 months, not the extended longtime that several unemployed american need.  My husband did not just sit on unemployment and suck up all the "benis"  He went out and found a real job again.  Thank God.  If people are unhappy with their job or what their job offers go find another job, get more schooling to qualify for those jobs, work hard and pay for it.
Not that I owe you any comment on Fox news or any of the conservatist.  I am my own person and believe what I believe.  One thing is ... you must work for what you get.  you must keep working and putting away and preparing for a time when you aren't able to work anymore.  The whole government will take care of me mentality is, in my opinion, a very lazy, parasitic like, not contributing behavior and doesn't help or serve anyone but themself.   They would need to realize that nothing in this life is free, and someone has to pay for it.  That is why my first comment was as such.
And absolutely I was speaking from experience.  I lived it and my opinions are formed from what my life experiences have taught me.

A patient of mine is an encologist and he is the one who said, doctors and physicians are being paid significantly less now and  there is little money for further research.  If there is not financial rewards for going through 16 years of advanced schooling to be a specialist, it will entice very few people to join the ranks of being a doctor/ surgeon. yes there are a few people who love to help people, but schools will not be filled with great intelligence and skill if there is not compensation for all the hard work and schooling.  



My!!!  So much ignorance and so little bandwidth...but I will make a minimal effort.

COBRA was there for you when you needed it and you used that little liberal benefit.  That's how an advanced society works.  We make sure there are safety nets or when people need them.  Your husband is fortunate that he found a job in today's economy.  He must spell better than you do...and have a better vocabulary or you'd both be at your local soup kitchen right now.

"Conservatist" is not a word in English.  And, by the way, "geutenmorgen" is not a phrase in German.  The phrase is Guten Morgan. 

I don't know what kind of "patients" you have (are you a nurse's aid?), but there are no "encologists" in this country.  Not one.  It isn't a word.  If you think that the only compensation in life is financial, you are in for a pitiful life.  I'm almost 65...collecting Social Security (thank you for your contribution), and an additional pension (I thank those folks for their contributions) and my husband collects a decent chunk of change on his pension (and thanks the current contributors to that system.)  I'll be eligible for Medicare in a few months...although I have other insurance as well...and, as a military veteran, my other safety net is the the V.A....but you probably don't like that either.

You know...maybe if you just gave back the part of your YOUR paycheck that comes from Medicare, Medicaid and government-funded insurance programs and government employee programs, you'd have a bit of a clue as to what a hypocritical position you have adopted...but probably not.  It would take insight.
newyorkbitch
on 8/2/11 8:00 pm
DS on 03/06/00 with
Although I agree with much of what you say here,  Ms. Culator,  the pedant in me must tell you that the phrase is Guten Morgen,  not Guten Morgan.

Love,

Daughter of  a Native German Speaker
Ms. Cal Culator
on 8/2/11 8:13 pm, edited 8/2/11 8:15 pm - Tuvalu


You are correct...I was TRYING to demo that both her "geuten" and her "morgan" were wrong...but it was a lot to wade through and I got tripped up and switched them around. 

Danke,

Former resident of Bavaria



(deactivated member)
on 8/1/11 9:58 pm
butercup
on 8/3/11 8:47 am, edited 8/3/11 8:49 am - Kennewick, WA
DS on 09/22/11 with
OK, so I found this on SecretAgentWoman's blog on here. I hope it's OK to post it. This may be some info that you're looking for.

"Politics aside, I NOW HAVE INSURANCE. That's right, and it covers ALL OF MY PRE-EXISTING CONDITIONS including the surgery and complications that I have suffered.

Visit this website: http://www.healthcare.gov/law/provisions/preexisting/index.html

Until 2014, when ALL insurance carriers, private and non-profit, are required to accept everyone regardless of pre-existing conditions and charge them the same premiums, there is a temporary insurance offerred by the federal government for those rejected now and having no insurance the previous 6 months.

All I had to do was apply for insurance - I applied for BC/BS - answered their health questions brutally honest and got my nice "FARK NO we ain't insuring you" letter, and sent it along to the PCIP with my application. I was approved. My premium is $387 a month and my deductable is $2500 for the year. That's steep, but better than uninsured. And I can now use a mail order pharmacy that will save me hundreds!

Won't help me with the tens of thousands I owe now, but will help with the future health care I will need.

Thank you, President Obama."

And thank you Larissa.
StacyB88888
on 8/3/11 1:30 pm - FL
On August 3, 2011 at 8:47 AM Pacific Time, butercup wrote:
OK, so I found this on SecretAgentWoman's blog on here. I hope it's OK to post it. This may be some info that you're looking for.

"Politics aside, I NOW HAVE INSURANCE. That's right, and it covers ALL OF MY PRE-EXISTING CONDITIONS including the surgery and complications that I have suffered.

Visit this website: http://www.healthcare.gov/law/provisions/preexisting/index.html

Until 2014, when ALL insurance carriers, private and non-profit, are required to accept everyone regardless of pre-existing conditions and charge them the same premiums, there is a temporary insurance offerred by the federal government for those rejected now and having no insurance the previous 6 months.

All I had to do was apply for insurance - I applied for BC/BS - answered their health questions brutally honest and got my nice "FARK NO we ain't insuring you" letter, and sent it along to the PCIP with my application. I was approved. My premium is $387 a month and my deductable is $2500 for the year. That's steep, but better than uninsured. And I can now use a mail order pharmacy that will save me hundreds!

Won't help me with the tens of thousands I owe now, but will help with the future health care I will need.

Thank you, President Obama."

And thank you Larissa.
Thank you...last time I checked this option(more than 9 months ago)...the premiums in FL were much, much higher and there was a six month waiting period for pre-existing conditions....at that time I was more concerned with fixing a hernia....PCIP would cost 12k+ and 6 months while cash pay would have been 7k as soon as I had the cash...so I abandoned that and never got my cash pay surgery because hubby very soon after realizing I could get this fixed relatively cheaply and quickly decided that he 'needed' a new truck and a Harley...then we lost a huge contract.  

Now if I can get myself away from my husband(Harleys before health insurance!)...$220 a month + money socked away for deductibles is doable...even if I am stuck doing independent contractor type work and moving in with my mom ....although the 12 month supervised diet for WLS seems impossibly long....I would probably need that long to put away the deductible/travel expenses anyway....time things so I can maximize that deductible.
butercup
on 8/3/11 2:03 pm - Kennewick, WA
DS on 09/22/11 with
I hope you get it.  I know how hard it is to wait for it.   I've been waiting for about 10 years to get my weight loss surgery.  I'm so excited and I feel like I've won the lottery.  You'll get there, keep going and you'll get there.
~Janis ~
on 8/3/11 12:17 pm
Oh I hate the term OBAMACARE! 

I would like to see health care coverage disengaged from employment and everyone (employed, underemployed and unemployed) have access to health care.  I've been told that giving health insurance to employees was originally used as a non financial benefit at a time when raises were restricted.  I think it was around the time of World War II but that is second hand information not from reading I've done myself.  As time passed and costs increased, the employer began requiring employees to pay for part of the coverage themselves.

The Patient Protection and Affordable Care Act mandates that some health care insurance benefits will be essential coverage for which there will be no co-pays.  For example starting this year, women get a "well woman visit" covered under insurance without a deductible/co-pay.  Mammograms for those who's age and health require them are also without deductible/co-pay. 

The  law will also introduce minimum standards for health insurance policies and remove all annual and lifetime coverage caps.  I saw a segment on the television with the Secretary of Health and Human Services (former Kansas Governor) Kathleen Sebelius.   At one time she served as her state's insurance commissioner and one of her organization's main responsibilities is determining what will be covered.  Since the plan isn't finalized, there isn't an answer about weight loss surgery.

By the way, I am already without choice when it comes to paying for coverage for others; my taxes go to fund Medicare and Medicaid.  Also, insurance premiums are inflated because of uninsured people using hospital emergency rooms as primary care facilities.  Someone has to pay their bills and when they can't the hospitals raise the prices paid by insurance companies and the people who have deductibles and co-pays.

Janis