I would like to answer my own question after doing some research into the manuals for both Medicare and Medicaid. First I would like to state Iam speaking of people who are on both Medicare and Indiana Medicaid QMB.
Being a Qualified Medicare Beneficiary (QMB) the federal laws requires that state HICP programs pay Medicare premiums, co-insurance and deductibles.
Having said that, since Medicare is a national program having no bounderies of treatment areas, if I get sick or have treatment in another state from what I have read Medicaid is obligated to pick up those percentages that Medicare hasnt paid. Not procedures uncovered by Medicare. Medicaid will only pay on what Medicare has.
If Iam wrong, someone can post a correction.
I hope this helps someone in Indiana...wink!