I applied for both HumanaOne and United Healthcare. HO told me that I am ineligible for any of their plans. I do not have any documented health problems that I put on the application forms other than polycystic ovarian syndrome, and obviously my weight.
For UHC, they did not deny me but once I put in my weight they gave me a pop up box saying that something had to be changed in the plan because of something I inputted in the health form (it was after my weight which is right after my name address and height, nothing else) so basically I know it is because of my weight. The 1500 deductible with 5000 coinsurance oop and this was $300/mo and that is a bit too high for me.
I had to put my dreams on hold because I finished school and was getting situated in a career. So now that I work for myself as an independant contractor, I find myself in this predicament of trying to find insurance that is a bit around $220/mo or less perhaps, but will be able to have options of WLS of some sort in the future (my thoughts are roux en y but I am not dead set on that).
So I am asking for help on what to do. Should I try other companies? Should I try calling a representative and talking to them? What should I do?