Great ideas. We all need to take stock of the resources that the good Lord provides us whether or not we are forced to because of our economic situation. Being a good steward not only provides better opportunities for the resources that are made available but makes us better in the process. Just like daily exercise and reading food labels to make good food choices are key to our future physical health, self help and making good consumer decisions are key to our future financial health.
Can't afford hi-speed Internet anymore? McDonald's and most public libraries have free Wi-Fi.
Can't afford the expensive cell phone plan (after contract has expired)? Tracfone is very economical. It is pre-paid. It's amazing how much less you talk when you know you're paying by the minute.
We have become a very spoiled society. To your point, when we see someone walking carrying groceries, we pity them that they do not have a car to drive to the grocery instead of thinking "Wow, I should walk to the grocery each day and only buy what is needed for that day". No freezer bunnies or pantry botulism to worry about.
Also, for good exercise and fresh low-cost veggies, start a home garden. Even tomatoes, squash, and herbs do well in flower pots if you live in an apartment with no yard.
Just some thoughts off the top of my head. Keep 'em coming.
HW: 392 lbs SW: 377.5 lbs CW: 215 lbs GW: 190 lbs