Because of my greedy asshole neighbor neighbors reporting a small fender bender on their $200 20 year old car that I hit last Nov. my insurance has tripled. That said car BTW has since been junked due to the transmission breaking down. I guess it wasn't worth fixing if it wasn't on my dime. Anyway, before that my record was perfect and I had preferred rates. Now my rates have tripled like I said. Part of the problem was an accident my daughter got in while under my insurance that was reported as being by me. I got that straightened out hoping that would drive the cost down but it is still very high. So basically I have a clean record except that fender bender and a claim on my insurance's towing for $30, and they canceled me because of those things. I am guessing the fact that my credit isn't perfect contributes to the high cost. I am never late on a payment but I did file for bankruptcy several years ago.
Anyway, I am shopping around for insurance. Does anyone have any insurance company they can recommend? Some place that won't take your first born child for a payment? I checked with places like GEICO and they want something like $200 a month for basic state limits. I am honestly thinking of giving up my license between gas prices and insurance costs. I was only paying about $60 a month before my neighbors decided that Christmas came early for them.
And please, don't lecture me about how I damaged their car and they have a right to get paid, blah, blah, blah. They really only paid $200 for it because he is a tow truck driver. If he had a right to be compensated they should have gotten their money back for that piece of **** car that they went and fixed because it was a "classic". Yeah, it was such a classic that they didn't want to put the money into fixing it when the trannie went out when it wasn't coming out of someone else's pocket.
ps If you live in Portland, Oregon and can recommend an ethical insurance agent that would be great.
Revision 7/23/2010 HW 240 SW 220 CW 105
Half the person I once was. Now my eyes really are bigger then my stomach
~"Be kinder than necessary, everyone is fighting some kind of battle"~
All my posts are just other people's opinions that I've stolen from other boards.