| |
|---|
| Insurer Policy |
( ) |
| Insurer Status | Approved after first letter ( ) |
| Surgery Type |
Laparoscopic RNY |
| Weeks to approval |
4 |
| Pre-Op BMI |
37.8 |
| Policy |
Don't know |
| Source |
Kelly S |
| (sharp rees-stealy medical group) |
|---|
| Insurer Policy |
(sharp rees-stealy medical group) (pacificare) |
| Insurer Status | Approved after first letter (032202) |
| Surgery Type |
Laparoscopic RNY - proximal |
| Weeks to approval |
1 |
| Pre-Op BMI |
40.4 |
| Comorbidities |
lowerback pain,shortness of breath,arthritis both knees, |
| Policy |
Must be medically necessary |
| Comments |
Right now everything is going good.I called my medical group just about every day to see if my file got there. this appovel letter is for my consult only.I did not give them time to stall.sharps rees-stealy medical group has been good to me over thelast 8 yrs I've been with them.so yes at this time. I would recommend them. |
| Source |
Carla R |
| Anthem Blue Cross of Ca 250/90/15 |
|---|
| Insurer Policy |
Anthem Blue Cross of Ca 250/90/15 (PPO) |
| Insurer Status | Approved after first letter (4/07/2008) |
| Surgery Type |
Laparoscopic RNY |
| Comorbidities |
Depression, Shortness of breath, Stress incontinence |
| Policy |
Must be medically necessary |
| Comments |
I can hardly believe that the approval went so fast and easy. Had my Consult 3.5 weeks ago. Had nutritionist consult the same day as surgeon consult and Psychiatric Eval 2.5 weeks ago. I think once my surgeons office submitted everything Blue cross only took a couple of days to approve it! VERY FAST.
My BMI was 40 with no serisous comorbidities. I highly Recommend Anthem Blue Cross PPO. I have had Blue Cross in the past and was so happy to be able to have this insurance again.. They are very easy to deal with. |
| Source |
Dona S |
| blue cross |
|---|
| Insurer Policy |
blue cross |
| Insurer Status | Denied after first letter (07/05/06) |
| Comorbidities |
GERD, Arthritis, Hypertension, Depression, Shortness of breath, Stress incontinence |
| Source |
Grace M |
| Blue Shield |
|---|
| Insurer Policy |
Blue Shield (HMO) |
| Insurer Status | First letter sent - still waiting (06/23/05) |
| Source |
Shauna S |
| Kern Family Health Care |
|---|
| Insurer Policy |
Kern Family Health Care |
| Insurer Status | Approved after first letter (8/6/04) |
| Surgery Type |
Open RNY - proximal |
| Pre-Op BMI |
51.3 |
| Comments |
I didn't have to do a thing, they submitted my request for me on Monday August 1st and I had a yes before noon on Friday the 6th. So Wonderful. |
| Source |
Shellie S |
| Lina M Fries |
|---|
| Insurer Policy |
Lina M Fries (Sutter Regional) |
| Insurer Status | Approved after first letter (07/25/03) |
| MD-supervised programs |
3 (20 weeks) |
| Source |
Linda F |
| New Horizons-IEHP |
|---|
| Insurer Policy |
New Horizons-IEHP |
| Insurer Status | Approved after first letter (05/30/02) |
| Surgery Type |
Open RNY - distal |
| Pre-Op BMI |
52.9 |
| Source |
Lisa S |
| ,\ MRMIP |
|---|
| Insurer Policy |
,\ MRMIP |
| Insurer Status | Approved after first letter (06/09/02) |
| Source |
Joanna R |
| 0 |
|---|
| Insurer Policy |
0 |
| Insurer Status | Denied after appeal letter (05/28/04) |
| Source |
Judy S |
| Admar |
|---|
| Insurer Policy |
Admar (PPO) |
| Insurer Status | Approved after first letter (10-22-02) |
| Weeks to approval |
1 |
| Pre-Op BMI |
41.0 |
| Comorbidities |
Sleep Apnea, hypertension, severe depression.joint pain.headaches. |
| Policy |
Must be medically necessary |
| Comments |
Dealing with them is great they want to take care of my case and have have given me a fax number to give to the dr's office so they can review it and approve and or deny in 24-48 hours the drs ofc moves slowly (I know they have many patients But comeon already write the LMN and send over the paperwork)
harder to work with the office staff than ins co.But that is to be expected in a big bariatric group, My insurance went out of thier way to help me any way they could by calling me with updates,The one rep Cheynne even got to know me by name and sound of my voice, those girls in utah are the best !!!
I do however decline to give the name of my employer. Thank you for your understanding |
| Source |
Susan W |
| Advantek |
|---|
| Insurer Policy |
Advantek (PPO) |
| Insurer Status | Approved after first letter (05/24/04) |
| Surgery Type |
Laparoscopic RNY - proximal |
| Pre-Op BMI |
39.1 |
| Source |
Jane K |
| Insurer Policy |
Advantek (interplan) |
| Insurer Status | Approved after first letter (01/10/05) |
| Surgery Type |
Laparoscopic RNY |
| Weeks to approval |
1 |
| MD-supervised programs |
2 (24 weeks) |
| Comorbidities |
no co-morbidities, but am 100lbs overweight bmi 41 |
| Policy |
Must be medically necessary |
| Comments |
I really expected them to deny me at first, I was shocked when they okayed me in just 1 week... |
| Source |
Karen F |
| Advantek Benefit Administrators |
|---|
| Insurer Policy |
Advantek Benefit Administrators (CHP A) |
| Insurer Status | Approved after first letter (01/07/03) |
| Surgery Type |
Laparoscopic RNY - proximal |
| Weeks to approval |
10 |
| Pre-Op BMI |
46.6 |
| Comorbidities |
No co-morbidities needed if over 40 bmi - I was 46 bmi |
| Policy |
Must be medically necessary |
| Comments |
They were really nice to deal with and very persistent. It took about 3 weeks for them to call to let me know I needed a psych eval. And it took about 3 weeks to get an appointment for that. Otherwise the process was VERY easy. |
| Source |
Darcy A |
| Insurer Policy |
Advantek Benefit Administrators (ppo) |
| Insurer Status | Approved after first letter (11/19/02) |
| Surgery Type |
Laparoscopic RNY |
| Policy |
Must be medically necessary |
| Source |
Keshia G |
| Insurer Policy |
Advantek Benefit Administrators (ppo) |
| Insurer Status | Approved after first letter (01/19/03) |
| Weeks to approval |
1 |
| Policy |
Don't know |
| Comments |
It only took 2 days. The insurance contacted me immediately with an authorization number. It was quicker than I had ever expected. |
| Source |
Melissa |
| Adventist Health |
|---|
| Insurer Policy |
Adventist Health (CaliforniaCare) |
| Insurer Status | Approved after first letter (8/15/04) |
| Weeks to approval |
3 |
| MD-supervised programs |
4 (81 weeks) |
| Comorbidities |
Hypertension,Type 2 Diabetes, Gerd, Arthritis, Chronic Pain |
| Policy |
Must be medically necessary |
| Comments |
The staff at Lite Demensions in Fountain Valley California is very experienced and did everything right the first time. Getting to the initial consult. was a bigger challange. Get educated so you can help your Primary care Physician do it right the first time. Blue Cross got right on board immediatly. I met all of their qualifications; diet history, co-morbids and weight etc... Make sure your Primary knows how to present the information to Blue Cross or whoever to save time. |
| Source |
Kathleen S |
| Insurer Policy |
Adventist Health (EPO) |
| Insurer Status | Approved after appeal letter (05/26/02) |
| Surgery Type |
Open RNY - distal |
| Weeks to approval |
16 |
| Pre-Op BMI |
61.8 |
| Policy |
Must be medically necessary |
| Comments |
I was sure they would deny me their policy on surgery was very confusing. Of course they denied my intial request. My PCP was no help. I wrote a 4 page letter to the insurance company, called them a couple weeks later they had not heard yet. They stalled for about 3 to 4 months, I called them every 2 weeks just to let them know I was there. Though they stalled the people I dealt with were nice polite and as helpful as they could be. I needed no prior formal diet history which is nice. Except for the wait they were easy to deal with. |
| Source |
Patti S |
| Insurer Policy |
Adventist Health (CCN) |
| Insurer Status | Approved after first letter (06/23/02) |
| Surgery Type |
Laparoscopic RNY |
| Weeks to approval |
2 |
| MD-supervised programs |
1 (24 weeks) |
| Comorbidities |
Gerd-lower back pain-bone spurs in heels-sholder pain |
| Policy |
Must be medically necessary |
| Comments |
My coordinator sent my paperwork in on the 25th of August 25th, I found out on September 11 that I was approved. Two calls is all it took. One in the AM, and another in the afternoon, because the paperwork had not gotten back. I didn't have any problems getting information from them. Deanna the coordinator is the best!!!
Following surgery I got my bill, and was very upset. I was not told that I was going to have to pay as much as I have to. Not even an estimate was given. I am not very happy with the insurance at this time, and have cancelled all the insurance from my Co. I am now on my Husbands. |
| Source |
Melody D |
| Insurer Policy |
Adventist Health |
| Insurer Status | Denied after first letter (11/23/02) |
| Comorbidities |
Fatty Liver, Hypertention, Hypothyroid, pain in joints mostly Knees and feet. |
| Policy |
Written exclusion policy |
| Comments |
they are very nice to deal with, believe the deny everyone at first. Have to write appeals letter to them with my primary care physican writting one too. I know for a fact that they have paid for the procedure for a lot of people in the last few years.
Write that appeals letter and go for there. |
| Source |
Kathy Z |
| Insurer Policy |
Adventist Health |
| Insurer Status | Approved after first letter (11/04/04) |
| Surgery Type |
Open RNY |
| Pre-Op BMI |
39.6 |
| MD-supervised programs |
1 (16 weeks) |
| Comorbidities |
GERD |
| Policy |
Written exclusion policy |
| Comments |
CCN has an exclusion in their policy regarding obesity care but since Pacific bariatrics stated it was a medical necessity and stated that I was "morbid" obese. They approved me after the first letter and they were very helpful and expediant (2 weeks). They definitely respond to persistence. I called them 3-4 times a week along with the help of Dedra at Pacific Bariatrics. |
| Source |
Loretta M |
| Insurer Policy |
Adventist Health (HMO) |
| Insurer Status | Approved after appeal letter (12/09/03) |
| Surgery Type |
Open RNY |
| Pre-Op BMI |
49.5 |
| Source |
Missy G |
| Insurer Policy |
ADVENTIST HEALTH |
| Insurer Status | Denied after first letter (07/27/06) |
| Comorbidities |
Chronic skin conditions, Depression |
| Source |
Sadie S |
| Aetna |
|---|
| Insurer Policy |
Aetna (Aetna US Healthcare HMO and PP) |
| Insurer Status | Approved after appeal letter |
| Surgery Type |
Duodenal Switch |
| Source |
Debbie W |
| Insurer Policy |
Aetna (Aetna US Healthcare HMO and PP) |
| Insurer Status | Approved |
| Comments |
It seemed to take so long to get approval from this company.
I got the |
| Source |
Wendy D |
| Insurer Policy |
Aetna (BGI) |
| Insurer Status | Approved |
| Source |
Kelly G |
| Insurer Policy |
Aetna |
| Insurer Status | Approved |
| Source |
Karen J |
| Insurer Policy |
Aetna (AEACU) |
| Insurer Status | Approved |
| Comments |
First denied to do incorrct coding - apparently their are two codes my particular plan covers - make sure Roux En Y is the most prominently stated objective in the code description. |
| Source |
Lorrilynn C |
| Insurer Policy |
Aetna |
| Insurer Status | Exclusion |
| Surgery Type |
Open RNY |
| Source |
Annette G |
| Insurer Policy |
Aetna |
| Insurer Status | Approved after first letter |
| Source |
Bob M |
| Insurer Policy |
Aetna |
| Insurer Status | Approved after appeal letter (8/10/99) |
| Surgery Type |
RNY |
| Weeks to approval |
1 |
| Comorbidities |
swelling lower joints and legs |
| Policy |
Don't know |
| Comments |
It seems that my insurance company has swing
with the approval board when it comes even
to referrals. I feel that you are going to be
automatically denied on the first attempt. I
have comprised an appeal letter and am going
to submit it this week and ask for a expidited
response. The reason for denial seemed aimed
more toward guaranteeing a source of funds
than anything else They said they needed to
have a 1 year doctor supervised diet program
including weekly visits with the medical
groups doctor. I don't even think it would
have been approved with a similar diet program
from another group. They just wanted more money
at the expense of my health.
I feel the appeal letter I submitted is a
strong letter and my physical condition
should demand imediate approval
BMI 73.9 Weight 530
but you never know
I will keep updating as I get new information |
| Source |
Jeff J |
| Insurer Policy |
Aetna |
| Insurer Status | Denied after first letter |
| Policy |
Must be medically necessary |
| Source |
Julie A |
| Insurer Policy |
Aetna |
| Insurer Status | |
| Surgery Type |
Laparoscopic RNY |
| Pre-Op BMI |
45.4 |
| Comments |
Surgeons office advised me right up front that my insurance would not cover my surgery. I was not yet experiencing very many health problems related to my weight. I decided to self pay rather than fighting my insurer. |
| Source |
Linda W |
| Insurer Policy |
Aetna (POS) |
| Insurer Status | Approved after first letter (8/14/00) |
| Surgery Type |
Laparoscopic Duodenal Switch |
| Weeks to approval |
3 |
| Comorbidities |
High Blood Pressure, Joint Pain and Family History of Heart Disease and Diabeties |
| Policy |
Must be medically necessary |
| Comments |
9/14/00
Let me just say it has been interesting. My PCP
for some reason sent me to a non-network surgeon. I only just found that out. Because of that my surgeons office can not do the pre-certification.
My PCP's office has to do that. Then Aetna kept saying they had not gotten the pre-certification information from my PCP and my PCP said they did. This went on for 4 days with me calling back and fourth. Finally today 9/14/00 I find out Aetna
indeed has the information and I am now waiting for approval or denial. My surgery is scheduled for Sept. 25th so I will need to find out soon. I will keep you all posted on my journey.
9/22/00
My surgery date of 9/25/00 is canceled due to the surgeon not being a network provider. I have been approved but because he is a non-network provider it is only at 50%. So I am still waiting to see if they
will pay at the higher percent. Also, while I am waiting, I have an appt. with Dr. Robert Rabkin on Monday, Sept. 25th and another one with Dr. Mark Vierra.
Just in case they really won't pay at a higher rate for Dr. Patti at least I know I am approved. I just have to decide if I will go with Dr. Rabkin or Dr. Vierra.
What a complete drag this whole process has been. It would have been smooth sailing if my PCP had sent me to a network provider. Word to the wise is even though your PCP gives you a referral, double check to make sure the dr. you are being sent to is a provider in your network. Wish me luck and I will certainly keep you posted when I have
a new date scheduled.
I have a confirmed surgery date of Dec. 13, 2000 with Dr. Rabkin. It took 3 weeks for this approval. Yippie. It has been a long haul for me but definitely worth it. To those of you struggeling with insurance approval. Don't give up. Fight and be diligent. It is sad we must go through this but if you really want it, don't give up the fight. God bless and I will post again after surgery.
As I approach my one year anniversary for WLS, I am happy to announce I am down from 274 lbs. to 160 lbs. and feel wonderful! I can't believe a year ago I was suffering from being MO.
I am now under 150 lbs. and feeling great! This surgery was the best thing I could have done for myself. |
| Source |
Linda D |
| Insurer Policy |
Aetna |
| Insurer Status | Approved after first letter (05/10/00) |
| Surgery Type |
Laparoscopic RNY |
| Weeks to approval |
2 |
| Pre-Op BMI |
52.2 |
| MD-supervised programs |
1 (12 weeks) |
| Policy |
Must be medically necessary |
| Comments |
Aetna is great to deal with. I was approved on only the letter from the hospital.
I recomend them to anyone wanting the surgery |
| Source |
Leslie R |
| Insurer Policy |
Aetna (XCLYMO10) |
| Insurer Status | Approved after first letter (12/10/99) |
| Surgery Type |
Open RNY |
| Weeks to approval |
3 |
| Pre-Op BMI |
50.3 |
| Policy |
Must be medically necessary |
| Comments |
IT WAS VERY EASY
THEY DID NOT STALL AT ALL
YES
ONCE YOUR DOCTOR SENDS THE PAPERWORK IN - CALL AFTER ABOUT 10 DAYS AND CHECK IF IT HAS BEEN REVIEWED. IT FORCES THEM TO BRING YOUR FILE TO THE TOP OF THE PAPERWORK AND WORK ON IN. IN MY CASE I HAD 3 TIER LEVEL, HMO, POS AND PPO. THEY APPROVED IT ON THE PPO AND THEN I MADE THEM CHANGE IT TO THE POS. I NOW ONLY HAVE A $500 DEDUCTABLE AS OPPOSED TO A $4500 OUR OF POCKET WITH MY CO-PAY. ONCE THEY HAVE APPROVED IT ON THE PPO DUE TO MEDICAL NECESITY, THEY CANNOT SAY THAT IT IS NOT MEDICALLY NECESSARY UNDER HMO |
| Source |
Shanna H |
| Insurer Policy |
Aetna (Open Choice PPO - AEA) |
| Insurer Status | Approved after first letter (12/08/99) |
| Surgery Type |
Open Duodenal Switch |
| Pre-Op BMI |
59.3 |
| Comorbidities |
GERD, joint disease, asthma, degenerative disc |
| Policy |
Must be medically necessary |
| Source |
Nancy G |
| Insurer Policy |
Aetna (PPO) |
| Insurer Status | Approved after appeal letter (11/17/99) |
| Surgery Type |
Laparoscopic RNY - proximal |
| Comments |
It was HORRIBLE. Stall, stall and more stalling. I couldn't get ANYONE on the phone to make any sort of move. Next week...next week...they just went home...try again... |
| Source |
Polly F |
| Insurer Policy |
Aetna (Open Choice) |
| Insurer Status | Approved after first letter (05/99) |
| Surgery Type |
Laparoscopic Other |
| Weeks to approval |
4 |
| Pre-Op BMI |
49.9 |
| Comorbidities |
joint pain, incontinence, sleep apnea, diabeties, possible heart issues |
| Policy |
Must be medically necessary |
| Comments |
There were no problems with the Insurance
company. The Alvarado Clinic pretty makes
sure all the bases are covered before they
send out the first letter requesting
permission to perform the surgery. By
following their guidelines, I was approved
at the first go around.
My regular doctor wasn't too supportive and
wouldn't write a letter to support the
surgery; my psychatrist and nutritionist
were more than willing. I also called the
insurance company to ask them what their
policy was for my group insurance; it might
be different in other policys.
|
| Source |
Catherine C |
| Insurer Policy |
Aetna (Open Choice) |
| Insurer Status | Denied after first letter (11/28/99) |
| Surgery Type |
Laparoscopic RNY - proximal |
| Pre-Op BMI |
54.7 |
| Comorbidities |
none but hypertension is borderline |
| Policy |
Must be medically necessary |
| Comments |
12/99 I called them to check out what they would cover and they said since Dr. Wetter is in network, they would pay 90%! We'll see if I get approved :). If he was out of network, it would be 80%. They were able to tell me where I could go for the gall bladder Ultrasound and also for the blood test. |
| Source |
Sherra B |
| Insurer Policy |
Aetna (EPO) |
| Insurer Status | Approved after first letter (12/07/99) |
| Surgery Type |
Open RNY |
| Weeks to approval |
2 |
| Comorbidities |
hypertension;arthritis |
| Policy |
Must be medically necessary |
| Comments |
Aetna was fairly easy to deal with. I expected more resistance. Their basic policy requirements is that your BMI is over 40 and you have proof you have tried physician supervised diets before. If your BMI is under 40, you must present evidence of other medical problems as a result of your weight. |
| Source |
Sonia S |
| Insurer Policy |
Aetna (HMO) |
| Insurer Status | (01/07/00) |
| Surgery Type |
Open RNY |
| MD-supervised programs |
1 (3 weeks) |
| Source |
Shannon W |
| Insurer Policy |
Aetna (PPO) |
| Insurer Status | Approved after first letter (08/09/00) |
| Surgery Type |
Laparoscopic Duodenal Switch |
| Weeks to approval |
3 |
| Pre-Op BMI |
41.6 |
| Comorbidities |
hip displaysia, degenerative arthritis, asthma, gastroesophageal reflex, urinary stress incontinence |
| Policy |
Must be medically necessary |
| Comments |
They are reluctant to commit and my Dr said the pre approval letter is the lamest he has ever seen.
I had a very extensive medical history and a life long history of my weight from age 8, and my Dr who recomended the surgery wrote an additional letter that said what they needed to hear, so they were pretty quick about it. |
| Source |
Stacy T |
| Insurer Policy |
Aetna (PPO) |
| Insurer Status | Approved after first letter (01/27/00) |
| Surgery Type |
Open RNY |
| Pre-Op BMI |
50.9 |
| MD-supervised programs |
4 (30 weeks) |
| Source |
Michele D |
| Insurer Policy |
Aetna (PPO) |
| Insurer Status | Approved after legal action taken (02/01/00) |
| Surgery Type |
Open Duodenal Switch |
| Weeks to approval |
2 |
| Comorbidities |
Back pain, shortness of breath |
| Policy |
Must be medically necessary |
| Source |
Kim B |
| Insurer Policy |
Aetna (Open Access) |
| Insurer Status | Approved after first letter (02/07/01) |
| Surgery Type |
Open RNY |
| Weeks to approval |
6 |
| Pre-Op BMI |
49.4 |
| MD-supervised programs |
2 (50 weeks) |
| Comorbidities |
Hypertension, Diabetes |
| Policy |
Must be medically necessary |
| Comments |
Switched insurance companies effective 12/01/00. Resubmitted paperwork, faxed to WEight for Life on 12/11. They faxed to Aetna on 12/21. Checked on 12/28 and 12/30 and I'm told that they have to refax to Aetna, my ppwk has been misplaced.
02/07/01 I'm approved!! I can't believe it, I've been calling daily for the last three weeks. I've been told daily that determination had not been made, it was still under review. I thought this was never going to happen. Now, I'm in a race to get all of my pre-testing out of the way before surgery in 12 days! |
| Source |
Barbara J |
| Insurer Policy |
Aetna |
| Insurer Status | Approved after first letter (02/05/00) |
| Surgery Type |
Other |
| Weeks to approval |
1 |
| Pre-Op BMI |
57.8 |
| Comorbidities |
hi cholesterol, neruitis, arthritis, asthema, GERD |
| Policy |
Must be medically necessary |
| Comments |
I haven't had to deal with them, other than to find a referral to my surgeon. Pleasant for the most part. Am in shock that it was reviewed and approved so fast.
=============================
Two+ years gastric bypass post-op: now seeking abdominaplasty. Stanford's Plastic and Reconstructive surgery dept. (Angelina Lopez) is most excellent. By a fluke, I again have Aetna, and they have approved abdominaplasty, with one letter from Dr. and we are still awaiting news on other skin removal approval we've requested... For now, am thrilled that I can have the TT surgery on 8/2/02! |
| Source |
L S |
| Insurer Policy |
Aetna |
| Insurer Status | Approved after legal action taken (09/07/99) |
| Surgery Type |
Laparoscopic Other |
| Weeks to approval |
28 |
| Pre-Op BMI |
44.3 |
| MD-supervised programs |
1 (25 weeks) |
| Comorbidities |
Sleep Apnea, High Cholest |
| Policy |
Don't know |
| Comments |
Aetna was terrible to deal with. They seemed to do everything possible to stall. I believe that the only reason that I finally was approved was because I was very agressive and never let the issue die. I believe that the only way to deal with a difficult insurer is to be persistent. |
| Source |
Frank Q |
| Insurer Policy |
Aetna (Open Choice) |
| Insurer Status | Approved after first letter (04/27/00) |
| Surgery Type |
Open Duodenal Switch |
| Weeks to approval |
6 |
| Pre-Op BMI |
55.1 |
| MD-supervised programs |
1 (16 weeks) |
| Comorbidities |
sleep apnea, gerd, osteo arthritis, fibromyalsia, asthma |
| Policy |
Must be medically necessary |
| Comments |
They were okay. They seemed to stall at first,
but I pushed and pushed and finally got the
answers I wanted. The only thing I can say
is don't accept no for an answer and don't
let them off the hook until you hear what
you want to hear. And...ALWAYS get the name
and phone number/ext. of the person you
last talked to and keep track on notes of
each conversation you have with them so you
use them in future conversations.
|
| Source |
Mindy S |
| Insurer Policy |
Aetna (PPO) |
| Insurer Status | Approved after appeal letter (10/00) |
| Surgery Type |
Laparoscopic RNY |
| Pre-Op BMI |
55.8 |
| MD-supervised programs |
3 (50 weeks) |
| Policy |
Must be medically necessary |
| Comments |
This has been awful - they turned me down, even though my BMI is well over - and they say I dont have a proven history of medically supervised failures.
Isnt that just BS???
Anyway, I sent a letter with a list of every diet I've been on, and a letter from my doctor.
So - if you have Aetna, get this information sent in with your surgery ppwrk.
Wish me luck...
10/00 -
Well, it looks as though the shocking list of all the diets I've been on worked...
I'M APPROVED!!! |
| Source |
Amy R |
