| 1st Health of the Carolinas |
| Insurer Policy |
1st Health of the Carolinas |
| Insurer Status | Approved after first letter (2/28/2007) |
| Surgery Type |
Laparoscopic RNY |
| Pre-Op BMI |
60.2 |
| Comorbidities |
sleep apnea, arthritis, BMI over 40, stress incontinence |
| Policy |
Must be medically necessary |
| Comments |
I was approved in 1 day. You have to be approved for the surgery before they will approve your endoscopy that is required by Dr Mitchell 2 weeks before surgery. |
| Source |
Donna R |
| A |
| Insurer Policy |
A |
| Insurer Status | Approved after first letter (09/23/02) |
| Surgery Type |
Laparoscopic RNY |
| Source |
John T |
| Access Medical |
| Insurer Policy |
Access Medical |
| Insurer Status | (12/03) |
| MD-supervised programs |
1 (3 weeks) |
| Source |
Amanda P |
| ACCORDIA |
| Insurer Policy |
ACCORDIA (ACCORDIA) |
| Insurer Status | Approved after first letter (06/24/02) |
| Surgery Type |
Open VBG |
| Pre-Op BMI |
48.7 |
| MD-supervised programs |
1 (3 weeks) |
| Comorbidities |
ARTHRITIS, BACK PAIN, |
| Policy |
Must be medically necessary |
| Comments |
I HAD NO DEALINGS WITH THEM THE JOAN AT THE DR,S OFFICE TOOK CARE OF EVERYTHING. |
| Source |
Norma H |
| Accordia National |
| Insurer Policy |
Accordia National |
| Insurer Status | Approved after 2nd appeal letter (07/18/06) |
| Surgery Type |
Laparoscopic RNY |
| Weeks to approval |
12 |
| Comorbidities |
Sleep apnea, Diabetes, Hypertension, Depression, Shortness of breath, Stress incontinence |
| Policy |
Don't know |
| Comments |
It was very hard dealing with this insurance company. The wording of my policy was what the hold up was. They insisted that I have a letter from my Internest stating all my diet attempts. I had several letters from other physicians, other surgeons I thought about using etc. I had to consult a lawyer about the wording and tell Accordia that I was willing to take the steps to get this approved. After that talk and several phone calls I was finally approved. I would recommend people with Accordia read and re read the policy on Gastric Bypass Surgery and learn it. Do everything they tell you and keep track of all the phone calls and who you talked to. Make sure that if you have to appeal that the same reviewer doesn't do the appeal (that happend to me). From what I understand that same person can not re review it because they are not bias. Keep being persistant and push them to give you the answer as to why you need to appeal and keep after them. |
| Source |
Karin U |
| acorda |
| Insurer Policy |
acorda (carl pulliam) |
| Insurer Status | (08/27/05) |
| Source |
Linda P |
| Acordia |
| Insurer Policy |
Acordia |
| Insurer Status | Approved after first letter (01/30/00) |
| Surgery Type |
Laparoscopic RNY - proximal |
| Weeks to approval |
3 |
| Pre-Op BMI |
49.4 |
| Comorbidities |
Type II diabetes, hypertension, GERD, chronic back and joint pain, fibromyalgia, stress incontinence |
| Policy |
Must be medically necessary |
| Comments |
I was also covered by my husband's insurance, CIGNA. They, too, responded favorably within 3-4 weeks of the first letter.
It was a pleasure to deal with both insurance providers. They did not stall, and the case managers were always gracious and extremely helpful. |
| Source |
Diana T |
| Insurer Policy |
Acordia |
| Insurer Status | Approved after first letter (04/04/2001) |
| Surgery Type |
Laparoscopic RNY - distal |
| Weeks to approval |
20 |
| Pre-Op BMI |
52.3 |
| Policy |
Must be medically necessary |
| Comments |
I did have to wait what seemed forever to finally get approval from my insurance company, but to their defense most of that was waiting on the surgeons office to send the insurance company more information that they had requested to prove medical necessity.I sent in my pre-approval the first week in November and finally heard today,4/4/01. I called the insurance company at least twice a week and they were always nothing but considerate and patient with me and my questions. |
| Source |
Rebecca |
| Insurer Policy |
Acordia |
| Insurer Status | Approved after first letter (03/13/01) |
| Surgery Type |
Open RNY |
| Pre-Op BMI |
55.6 |
| Source |
Cynthia B |
| Insurer Policy |
Acordia (PPO?) |
| Insurer Status | Approved after first letter (04/14/01) |
| Surgery Type |
Laparoscopic RNY - distal |
| Weeks to approval |
20 |
| MD-supervised programs |
4 (170 weeks) |
| Comorbidities |
Sleep Apnea, Fibromyalgia, Reflux Esophagitis, Hypercholesterolemia, hig risk for DM |
| Policy |
Must be medically necessary |
| Comments |
Slow process but can be quickened with persistance.
They stall a great deal. My initial letter was sent by Dr. Soufa in August 2000. Once I got a surgeon on board that was certified to perform the procedure he sent a detailed letter and approval was immeadiate to his letter. It was faxed to them on February 24, 2001 and I was granted approval on March 4, 2001 |
| Source |
Christine W |
| Insurer Policy |
Acordia |
| Insurer Status | Approved after first letter (11/27/01) |
| Surgery Type |
Open RNY |
| Weeks to approval |
2 |
| Pre-Op BMI |
67.9 |
| Comorbidities |
sleep apnea, hypertension, congenital hip deformity, arthritis, reflux |
| Policy |
Must be medically necessary |
| Comments |
I didn't have to do anything. Dr. Proctor has all of their procedures and requests so well taken care of it only took 2 weeks to get approved. Although I did call and speak with my insurance representative a few times, I still didn't have to deal with them myself. The only delay was the girl at Dr. Proctors office didn't talk directly with my representative and got some conflicting information and had to have my rep. fax her something in writing stating the percentage to be covered. |
| Source |
Karen F |
| Insurer Policy |
Acordia |
| Insurer Status | First letter sent - still waiting (07/24/02) |
| MD-supervised programs |
1 (8 weeks) |
| Source |
Jerry M |
| Insurer Policy |
Acordia (PPO) |
| Insurer Status | Approved after first letter (10-10-2003) |
| Surgery Type |
Laparoscopic RNY - distal |
| Weeks to approval |
1 |
| Pre-Op BMI |
46.2 |
| MD-supervised programs |
5 (65 weeks) |
| Comorbidities |
hypertension, gerd, hiatal hernia, fibromyalgia, arthritis |
| Policy |
Must be medically necessary |
| Comments |
I had no difficulties to report, I was approved after just 4 days.
I recommend to see what your insurrance requires for your paperwork, pre surgery. That is what enabled me to be approved so fast, I had everything ready for the insurrance company, so there was no hold ups of them needing more information. |
| Source |
Shana F |
| Insurer Policy |
Acordia |
| Insurer Status | Approved after appeal letter (11/27/03) |
| Surgery Type |
Laparoscopic RNY - proximal |
| Weeks to approval |
7 |
| Pre-Op BMI |
51.2 |
| Comorbidities |
sleep apnea,diabetes-insulin dependant,elevated bp,high chol,,asthma, activity intolerance,foot pain |
| Policy |
Must be medically necessary |
| Comments |
Was told by my HR person at work "I'll just twll you-we've never approved it" Contact with the insurance comp. went well because I was polite and kept calling back. Made sure I called the same person(get her name and write it down),was friendly,asked her help officialy. Because of a history at work of insurance provider changes plus different primary care providers,I had 75 pages of medical history sent to them for information. My first denial was for"no effidence of DR and/or Dietitican controlled weight loss attempts" When I called,the insurance person zzi talked to said they had 45 pages! Took 7 wks to get approval. |
| Source |
Kathie B |
| Insurer Policy |
Acordia (PPO) |
| Insurer Status | Approved after first letter (05/10/04) |
| Surgery Type |
Laparoscopic RNY |
| Weeks to approval |
2 |
| Pre-Op BMI |
46.2 |
| Comorbidities |
Hypertension, arthritis, GERD, |
| Policy |
Must be medically necessary |
| Comments |
The Bariatric Program Coordinator at Mission Hospitals where I had the surgery, Diana Fischer, was paramount in handling the insurance company for me. She provided me with all the information that I needed and I had zero problems with the insurance company. Their response was very timely. I would definitely recommend Acordia to others. |
| Source |
Sheri R |
| Insurer Policy |
Acordia |
| Insurer Status | Approved after appeal letter (05/29/04) |
| Surgery Type |
Laparoscopic RNY - proximal |
| Pre-Op BMI |
45.9 |
| Source |
Joyce D |
| Insurer Policy |
Acordia |
| Insurer Status | Approved after first letter (03/22/04) |
| Weeks to approval |
3 |
| Comorbidities |
ARTHRITIS,HBP,DM,SLEEP DISORDER, |
| Policy |
Must be medically necessary |
| Comments |
THEY WERE VERY KIND.NONE.YES.CALL IF DEADLINE HAS PASS FOR RESPONDS. |
| Source |
Judy M |
| Insurer Policy |
Acordia |
| Insurer Status | Approved after first letter (10/27/04) |
| Surgery Type |
Laparoscopic RNY |
| Pre-Op BMI |
44.1 |
| Comorbidities |
uncontrolled bladder, GERD, joint pains |
| Policy |
Must be medically necessary |
| Comments |
WOW!!! To my surprise, I was approved the first time I submitted to insurance. I have had absolutely NO problems with Accordia so far. I couldnt be happier with them |
| Source |
Jill R |
| ACS Consulting |
| Insurer Policy |
ACS Consulting (Interpane Glass) |
| Insurer Status | Approved after first letter (07/01/02) |
| MD-supervised programs |
1 (8 weeks) |
| Source |
Stephanie H |
| Aetna |
| Insurer Policy |
Aetna (ppo) |
| Insurer Status | Approved after 2nd appeal letter (2-2001) |
| Surgery Type |
Open RNY |
| Weeks to approval |
2 |
| Pre-Op BMI |
60.4 |
| Comorbidities |
sleep apnea, borderline diabetic, high blood pressure |
| Policy |
Must be medically necessary |
| Comments |
Hopefully this will help others go through the insurance war. I filed for 6 weeks or more. The insurance carrier , at first, could not find my filing. I faxed a new copy to them After 2 weeks, they could not find it again, they said they sent it to another dept, since it required overnight stay. Thankfully I talked to someone who cared! They set it up to file through the RN, and 2 days later, I was approved! It will save a lot of time and heartache to go through the right channels the first time. Also, another
reccomendation is to send it with a signature required for reciept.
Good Luck,
Kevin
P.S. I found out my surgeon, Dr. Rutledge was doing an outdated surgery, and
had to go through the whole process again.
It was much easier through The Bariatric Treatment Center. They were really great! |
| Source |
Kevin B |
| Insurer Policy |
Aetna (HMO) |
| Insurer Status | Approved after first letter (06/21/00) |
| Surgery Type |
Laparoscopic RNY |
| Weeks to approval |
2 |
| Pre-Op BMI |
50.9 |
| MD-supervised programs |
3 (82 weeks) |
| Comorbidities |
None |
| Policy |
Must be medically necessary |
| Comments |
They have kicked back several claims. Ex. Claiming my primary care Dr. did not submit the pre-certification referral to my surgeon which he did. So after a few faxes I think it is covered. Since my first attempt succeeded, I would definitely recommend them. I will update as claims get paid or rejected throughout the process. |
| Source |
Laurie D |
| Insurer Policy |
Aetna (QPOS) |
| Insurer Status | Approved after first letter (06/26/00) |
| Surgery Type |
Laparoscopic RNY - proximal |
| Weeks to approval |
1 |
| Pre-Op BMI |
47.0 |
| Policy |
Must be medically necessary |
| Comments |
Aetna approved my surgery in 48 hours. They approved an in network surgeon and said I could use out of network benefits to see Dr. Champion. I appealed the decision on the grounds that there were no in network surgeons who performed the lap RNY which had been approved. In 10 days I received a call that the appeal had been approved. They agreed to pay for the procedure in network using Dr. Champion. The entire insurance process took a little under 3 weeks. Not bad to get 100% coverage. |
| Source |
Laura S |
| Insurer Policy |
Aetna (Managed Choice) |
| Insurer Status | First letter sent - still waiting (08/17/00) |
| MD-supervised programs |
1 (24 weeks) |
| Source |
Tim W |
| Insurer Policy |
Aetna (MC) |
| Insurer Status | Approved after first letter (08/25/00) |
| MD-supervised programs |
3 (67 weeks) |
| Source |
Michelle J |
| Insurer Policy |
Aetna |
| Insurer Status | Approved after first letter (06/13/01) |
| Surgery Type |
Open RNY |
| Weeks to approval |
1 |
| Pre-Op BMI |
44.3 |
| MD-supervised programs |
3 0 |
| Comorbidities |
GERD, arthritis, high cholesterol, sleep apnea |
| Policy |
Must be medically necessary |
| Comments |
Excellent, doctor staff sent info in and I was approved within 4 days. I had definite medical conditions related to weight and had definite history of 3-4 physician followed diets/methods. It seems to me that Aetna is one of the best for approving this surgery after reading the web site and according to my doctor's office. She was relieved when I said Aetna! |
| Source |
Molly S |
| Insurer Policy |
Aetna (MC (Managed Choice)) |
| Insurer Status | Approved after first letter (01/10/01) |
| Surgery Type |
Open Duodenal Switch |
| Weeks to approval |
2 |
| Pre-Op BMI |
67.3 |
| MD-supervised programs |
1 (16 weeks) |
| Comorbidities |
Sleep apnea (which has caused atrial fibrillation), DJD in both knees, plantar fascitis, brawny edem |
| Policy |
Must be medically necessary |
| Comments |
8/23/01 ~My surgeon's office sent an approval request for a Duodenal Switch, and it was rejected. I have now been approved for an open RNY. The whole process only took a few weeks, but I plan to appeal and plead a case for the DS. 9/19/01 ~I've sent a well-researched appeal letter, and am eagerly awaiting a response. 10/04/01 ~ Still waiting to hear from Aetna. Surgery date has been postponed (there are other factors involved, too). I'm SO TIRED of waiting! 1/10/02 ~ Aetna denied my appeal for a DS, but they'll still cover the RNY. Not good enough! I WILL be having my DS on 2/25/02 and Aetna can go pound sand! |
| Source |
Mary M |
| Insurer Policy |
Aetna (Managed Care) |
| Insurer Status | Approved after first letter (02/23/01) |
| MD-supervised programs |
2 (122 weeks) |
| Comorbidities |
Sleep Apnea, Heart Disease, Arthritis, asthma |
| Comments |
My physician got approval in one phone call and a faxed letter. I called just to validate I wanted it. |
| Source |
Terrance M |
| Insurer Policy |
Aetna (PPO) |
| Insurer Status | Approved after first letter (10/6/00) |
| Surgery Type |
Laparoscopic Other |
| Weeks to approval |
2 |
| Pre-Op BMI |
52.3 |
| Comorbidities |
Sleep apnea, hypertension |
| Comments |
I constantly stayed in contact with my Insurance Co. I believe they respond greater to persistence.
I recomend you get diagnoised Morbid Obese by Insurance Co. and your PCP as soon as you can before applying for surgery. It seemed to go quicker. |
| Source |
Pamela M |
| Insurer Policy |
Aetna (HMO) |
| Insurer Status | Approved after first letter (03/31/01) |
| Surgery Type |
Laparoscopic RNY - distal |
| Weeks to approval |
1 |
| Comorbidities |
High Blood Pressure, Arthritis |
| Policy |
Don't know |
| Comments |
I sent my primary care doctors referral along with a personal letter. My letter included the medical problems I was experiencing because of obesity. Within 2 days I was approved. I ran in to one problem however, the hospital the surgeon used was out of network. I requested non-par approval and received it quickly. Aetna's approval nurse was obnoxious. I needed to provide updated information and she wouldn't take my call. I called 4 times over a 2 week period. Each time, my call was screened and I was put through to her voice mail. Finally, my PCP called and asked if I was trying to get through to the nurse. I told her of my attempts and she said that the nurse refused to speak to patients. Excuse me....why wasn't I told that on the first call. Anyway...it's ended well, but customer service at Aetna is in need of improvement. |
| Source |
Michelle C |
| Insurer Policy |
Aetna (HMO) |
| Insurer Status | Approved after first letter (11/04/02) |
| Surgery Type |
Laparoscopic RNY - distal |
| MD-supervised programs |
4 (57 weeks) |
| Source |
Steffney W |
| Insurer Policy |
Aetna (PPO) |
| Insurer Status | Approved after first letter (09/02/01) |
| Surgery Type |
Open RNY |
| Weeks to approval |
3 |
| Pre-Op BMI |
63.1 |
| Comorbidities |
depression |
| Policy |
Must be medically necessary |
| Comments |
Overall they were good. They stalled some it seemed nobody knew for 3 weeks where the information package from my docter was, once they "found" it I was approved in 72 hours.
I know the respond to persistence.
If you meet the criteria, they have to accept you. My Policy has a written policy on bariatric surgery. |
| Source |
Bonni L |
| Insurer Policy |
Aetna |
| Insurer Status | Denied after 2nd appeal letter (09/01/02) |
| MD-supervised programs |
2 (62 weeks) |
| Source |
Nancy M |
| Insurer Policy |
Aetna (Cooper Industries. Inc) |
| Insurer Status | Approved after first letter (09/09/01) |
| MD-supervised programs |
2 (40 weeks) |
| Source |
Carole S |
| Insurer Policy |
Aetna (PPO) |
| Insurer Status | Approved after first letter (4/06/01) |
| Surgery Type |
Laparoscopic RNY |
| Weeks to approval |
4 |
| Pre-Op BMI |
41.3 |
| MD-supervised programs |
2 (12 weeks) |
| Comorbidities |
GERD, Incontinence, Arthritis |
| Policy |
Must be medically necessary |
| Comments |
I thought dealing with Aetna was fine. I got the info from my original surgeon (and mailed it to them personally. After one week I called and they said that I had mailed it to the wrong address. It was the one THEY had given me... "Here we go", I thought but it was actually fine. I faxed it in that day and was approved 3 weeks later. I do feel that they responded to persistence because after 1 weeks I called almost every day. I would recommend that you start off prepared with all of your info. Initially, make sure you follow up with the date that they received your info. Keep track of dates and time you called and names of the reps you speak to. When you are certain they have received your info, I would wait two weeks and call each day if you are obsessive like me or call every few days. |
| Source |
Lisa S |
| Insurer Policy |
Aetna (EPO) |
| Insurer Status | First letter sent - still waiting (02/22/02) |
| MD-supervised programs |
2 (30 weeks) |
| Source |
Sharon E |
| Insurer Policy |
Aetna (US Healthcare) |
| Insurer Status | Approved after first letter (04/24/02) |
| Surgery Type |
Open VBG |
| Weeks to approval |
3 |
| Policy |
Don't know |
| Comments |
I didnt personally deal with Aetna. Everything was handled through the doctors office. I did have to call to ask them one question, and they were very helpful. My paperwork was submitted, and I got my approval within 2 1/2 weeks. |
| Source |
Keisha G |
| Insurer Policy |
Aetna |
| Insurer Status | Approved after first letter (05/07/02) |
| Surgery Type |
Open RNY |
| Weeks to approval |
3 |
| Pre-Op BMI |
47.3 |
| MD-supervised programs |
2 (8 weeks) |
| Comorbidities |
Asthma, reflux, diabetes, menstrual irregularities, joint problems, back pain, shortness of breath |
| Policy |
Must be medically necessary |
| Comments |
Aetna overall was a good insurance company for me. I had no problem getting approved. I did have to call very frequently to "get the ball rolling." I think being persistent pays off.
I would still recommend Aetna to others. |
| Source |
Laura W |
| Insurer Policy |
Aetna (Aetna Managed Choice) |
| Insurer Status | Approved after first letter (09/05/02) |
| Surgery Type |
Laparoscopic RNY - proximal |
| Weeks to approval |
4 |
| Pre-Op BMI |
65.6 |
| Policy |
Must be medically necessary |
| Comments |
I know that Aetna has an approval clause for the Roux-En-Y bypass and will approve it based on two criteria. 1) bmi greater than 40 and 2) been on doctor supervised diet for at least 6 mos within the last 2 years. With a BMI of 65.1, I definitely pass no. 1, but I may have an issue with no. 2. I will let you all know as soon as I find out. Well, After 4 weeks of calling daily, Aetna finally came through with my approval. I haven't got the paperwork in the mail yet, but I have talked to Aetna and they have approved on my information. |
| Source |
Mark C |
| Insurer Policy |
Aetna |
| Insurer Status | Approved after first letter (June 5th 2003) |
| Surgery Type |
Laparoscopic RNY - proximal |
| Weeks to approval |
6 |
| Pre-Op BMI |
47.5 |
| Comorbidities |
sleep apnea,thyroid disease,hyperten.arthritis, fybromyalgia, high fasting insulin level, high chole |
| Policy |
Must be medically necessary |
| Comments |
My insurance co was great. The bariatric surgeons offic did not send enough info. I needed past two years medical hist from family doctor. But insur co notified everyone by phone as well as in writing. Some wires got crossed with where to mail the info which caused about a two week delay. Aetna was very proactive and kept me informed. It is very important that you have a documented medical and psychological history. You have to prove that you have done everything humanly possible to loose weight. I had done all my homework and there were really no probs with insur. |
| Source |
Janet B |
| Insurer Policy |
Aetna (PPO) |
| Insurer Status | Approved after first letter (04/08/03) |
| Surgery Type |
Laparoscopic RNY - proximal |
| Weeks to approval |
1 |
| Comorbidities |
arthritis,hypertension,sleep apnea |
| Policy |
Must be medically necessary |
| Comments |
I am very impressed! My doctor's office submitted my file for approval on 4/5/03, and I was approved on 4/8/03! I cannot believe it! The key is to have everything that they want for documentation! |
| Source |
Lisa S |
| Insurer Policy |
Aetna |
| Insurer Status | Approved after first letter (08/30/02) |
| Surgery Type |
Laparoscopic RNY |
| Pre-Op BMI |
53.1 |
| Policy |
Don't know |
| Source |
Jennifer P |
| Insurer Policy |
Aetna (Managed Care) |
| Insurer Status | Approved after first letter (09/18/02) |
| Surgery Type |
Laparoscopic RNY |
| Pre-Op BMI |
47.6 |
| Comorbidities |
sleep apnea, depression(low self-esteem) hypertension, cholestrol |
| Policy |
Must be medically necessary |
| Comments |
It was easier than I thought. Two years ago I tried with Cigna but was rejected.
I had all my ducks in a row including a letter from my PCP saying I needed the surgery.
I would get AS MUCH DOCUMENTATION to send in your packet the first time you do your request. |
| Source |
Don H |
| Insurer Policy |
Aetna (managed choice pos) |
| Insurer Status | Approved after first letter (10/23/02) |
| Surgery Type |
Open RNY |
| Weeks to approval |
4 |
| Pre-Op BMI |
65.2 |
| Comorbidities |
diabieties,joint pain |
| Policy |
Must be medically necessary |
| Comments |
I feel aetna is the best i could have gone with,.. I purpously changed to them in order to have this covered 100% I feel very lucky to have such great health care. They always have answered all of the questions I have asked them.. |
| Source |
Erinn M |
| Insurer Policy |
Aetna (HMO) |
| Insurer Status | (11/22/02) |
| MD-supervised programs |
1 (6 weeks) |
| Source |
Jessica K |
| Insurer Policy |
Aetna (pos) |
| Insurer Status | Approved after appeal letter (6/25/03) |
| Surgery Type |
Laparoscopic RNY |
| Weeks to approval |
12 |
| Pre-Op BMI |
50.1 |
| Comorbidities |
gerd, urinary incontinence, shortness of breath, lower back pain |
| Policy |
Must be medically necessary |
| Comments |
You have to have 6 months worth of a physician supervised diet. I did not have that at first and was denied. Luckily I have a wonderful pcp that helped me get approved. I did have to wait the 6 months and see my pcp each month to weigh. |
| Source |
Michelle S |
| Insurer Policy |
Aetna (POS) |
| Insurer Status | First letter sent - still waiting (12/27/02) |
| MD-supervised programs |
1 (6 weeks) |
| Source |
Tarsha S |
| Insurer Policy |
Aetna |
| Insurer Status | Approved after first letter (08/10/2003) |
| Surgery Type |
Laparoscopic RNY |
| Pre-Op BMI |
51.7 |
| Source |
Amanda L |
| Insurer Policy |
Aetna (Managed Choice) |
| Insurer Status | Approved after appeal letter (12/15/03) |
| Surgery Type |
Laparoscopic RNY |
| Weeks to approval |
4 |
| Pre-Op BMI |
60.8 |
| Comorbidities |
Sleep apnea, depression |
| Policy |
Must be medically necessary |
| Comments |
I really had no contact with them. Helen at Dr. Miles's office dealth with them. |
| Source |
Anita D |
| Insurer Policy |
Aetna |
| Insurer Status | First letter sent - still waiting (03/05/03) |
| Source |
Ellen P |
| Insurer Policy |
Aetna (ppo) |
| Insurer Status | Approved after first letter (03/06/03) |
| MD-supervised programs |
1 (52 weeks) |
| Source |
Robert M |