Question:
My insurance is changing from Humana to Aetna what do I do for pre-existing condition

My employer is changing insirance companies from Humana PPO to Aetna PSO (Prudential) how do I fill out the pre-existing condition section of the paperwork? I have no surgery date but have been to a consultation w/ a surgeon. Can I just list I have been seen by my PCP and a specialist?    — Holly B. (posted on October 2, 2001)

October 2, 2001
Get a letter from your previous insurance stating "credible coverage" and that there has not been any breaks in your coverage. This will combat the "pre-existing condition" section.
   — [Anonymous]

October 2, 2001
According to the Aetna chick I just talked to more than five mins ago, Aetna has 15 blue million types of coverages so yours might not be the same as mine. Call your employee rep. They can help you out.
   — jammie B.

October 2, 2001
I live in Texas and my Aetna kicked in yesterday. On my plan, aetna has no pre-existing condition clauses. They take anything you've had in the past. But like the other poster said,it's best to check w/ your policy as they're all different.
   — Cindee A.

October 15, 2002
If I am not mistaken, If you go directly from one Insurance Group to Another ie...Your employer changing plans and providers, the new insurance cannot use that type of clause due to you being continuously covered prior to the switch. "No Break in Coverage". That may not detract from the fact that WLS, would not be a covered benefit. My best suggestion would be to get a copy of the policy options prior to selecting the specific plan. For me, The last to companies my employer picked, did not offer this as a covered benefit. (Specifically excluded) We recently swithced to Scott & White Insurance, which does cover the surgery, but they have a long long process prior to the Surgery being scheduled. This is well worth it to me, prior to this switch I did not have any option except to self pay or TRC.......GOOD LUCK..
   — toscamaddox

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