Question:
time to switch co's

which co in no cal(bay area) most likely will cover wls? we are a small co and have many options..we hope!    — Cathy R. (posted on June 16, 1999)


June 17, 1999
Contact the surgens in your area who deal with insurance companies on a regular basis. Ask them which ones they have the least trouble with. And ask the insurance companies specifics about the plans they offer. A small non-profit I worked for in N. CA did this and we got a great plan for a reasonable cost.
   — Fran W.

June 17, 1999
Blue shield of California Preferred Provider PPO covered my surgery. I had Dr. C. Gary Cooper in Chico, CA
   — Lynn H.

June 18, 1999
Hi, I currently work for CIGNA HMO of NO. Ca., They will pay if you meet the criteria of a BMI of over 50 with co morbidity, have documented 3 weight loss programs with in the last 5 years one being with in three months of application for surgery. I have Principle Life Insurance PPO and they also pay. Kaiser has its criteria and has a panel that reveiws requests. Just remember, each insurance company has a set of criteria. So are further behind the times than others. Have your personnel or benefits person at work as these questions when they interview the different sales representatives from the insurance companies. Best of luck. I send you light and love. JC
   — Jeannette C.




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