Question:
does anyone have bcbs of Ill for hospital services and aetna nap for doctors?

I am wanting to know if anyone had to get approved by 2 insurance carriers? They both require a 6 month supervised diet.    — kayemf72 (posted on August 3, 2007)

August 3, 2007
I didn't have to get approved by 2 insurance carriers. I had to attend a 6 month class that was very helpful with information about the surgery. I was also required to lose 10% of my body weight during those 6 months. GOOD LUCK;-)
   — Kenipela05

August 4, 2007
I had Aetna at the time of my surgery and was approved. I didn't need anyone's consent but theirs. I have heard BCBS of Ill. is quite the pain to deal with. And almost every insurance carrier out there will require a min. 6 month supervised diet. If they do, it's virtually impossible to get around so just do it. Most docs will want that diet done anyway, along w/ classes they require. It's so you're well-informed and aware of what you're getting into. Good luck.
   — platypus

August 4, 2007
Hi M Kay C, thanks for writing. I don't have two carriers, but I do know that if you have two that they should work together. I do have BCBS of Ill, and they were great with my surgeries. We had their premium PPO plan though, and chose that because of the coverage. I had Tricare for my wls surgery in 04, but changed to BCBS of Ill with my husbands job in 06 for my TT and a few other surgeries I needed, and kept Tricare as a secondary. It has saved us a ton of money having a secondary insurance, and they have to work together. I have never heard of an employer having two carriers for their employees to where one covered hospital and one covered doctors, but if it is with the same job, they should work together. Start you six months soon and get started. Take care. Patricia P.
   — Patricia P

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