Question:
Anyone with Excellus BCBS approved? How long?

I have Excellus BCBS (formerly BCBS of CNY). My paper work was faxed to them June 9th. I haven't heard anything back yet. I'm a little concerned, however, because in doing a little more research, I read that Excellus BCBS does not pre-approve but will cover the surgery (Lap RNY) if it is medically necessesary. What exactly does that mean? Do I have to pay and then they will reimburse me?    — Brigid M. (posted on July 15, 2003)


July 19, 2003
Hi there, I have Excellus(BCBS)of Utica-Watertown,NY and I see my surgeon on July 24,2003 to prepare the packet to submit to the insurance company.I have had other surgeries pre-approved for payment so I don't see why they wouldn't treat this surgery the same way.I would be curious to know how the insurance process goes for you,me email address is [email protected]. Good Luck!!!
   — natalie J.




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