Question:
outstanding balance

i have been approved by bc/bs federal for rny. they cover 85%. wanting to know how is it that i pay for the rest of it? do i get it financed or what? the people at my dr.'s office have not returned calls or e-mails.    — waiting_2bme_again (posted on July 7, 2009)

July 7, 2009
I know most places will take monthly payments, but you have to make sure you are consistent with the payments. Call the hospital where you have surgery and ask them for a monthly plan. As long as they know you are really trying to pay it, it should be good.
   — aliclaire

July 7, 2009
I took out a loan on my 401K. Perhaps that is an option for you.
   — Patti ATX

July 8, 2009
Call your insurance company customer service #. They will tell you what your total out of pocket expense will be after your deductible of ?? has been met. You'll have a better idea of the amount then. It's usually your deductible plus the total out of pocket expense per year. Most doctors offices will bill insurance first, then bill you for the unpaid balance. If you cannot pay all at once contact them immediately and set up an affordable payment plan.Make your interest free payments as you agreed and they'll be thrilled.TRUST ME. Good Luck. Patty (Surgery Coordinator)
   — pattyann

July 8, 2009
I work for the Social Security Admn and also have BC/BS federal (low option self and family). All I had to pay was $200 hospital deductable and I believe it was $435 to the doctor. Both the hospital and doctor were preferred providers so they have to accept whatever my insurance approves as the reasonable/customary charge for the service as full payment. I can't imagine why yours is so different.
   — Kathleen F.

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