Question:
~Any Help Would be appreciated~

Well after waiting 8 weeks, Ive been Denied. They denied me because they say their policy states, That they will Not Pay for any services related to obesity or overweight. (Note they do not say ANYTHING about morbid Obesity). So I realize this is a set back for me. I really thought with my co-morbid conditions,and the need for surgery I Would be approved.Im Looking for anyone to give me some information, on what I Should do next. And has anyone ever Had a exclusion, been denied, and in the end Got it..If So I really would love to know how ya did it *Smiles* thanks :o)    — Ann A. (posted on February 24, 2000)

February 24, 2000
Ann, so sorry that you are dealing with this. First, call your insurance company and ask them to whom you should address an appeal letter. Find out if they have any required forms or deadlines in which to file an appeal. Get their name and begin documenting EVERYTHING. Write a personal appeal letter of your own. Send it to the correct person certified mail to prove they received it. Talk to your surgeon about the appeal. He will be willing to write an appeal for you. Be sure his office staff sends that letter certified mail. Once you receive your mail card with the date received and signature, call the insurance company again and find out how long it will take them to review the appeal. You may be forced to retain an attorney to help with your fight. Check www.obesitylaw.com for further resources. Good luck to you, and DON'T GIVE UP!
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