Question:
I am insured through Carefirst BC/BS...has anyone had this insurance?

My insurance is carefirst/bcbs. I have appointment with surgeon on the 9th of jan 2001. Should I have any problems?    — L. A. (posted on December 14, 2000)


January 16, 2001
Hi! I have a BCBS PPO plan. Although our program lists an exclusion for "the treatment of obesity," they did approve my surgery. Keep in mind, that Employers have different contracts with BCBS--even if the plan has the same name. I started out with one surgeon, but BCBS would'nt cover much of his fees--A BCBS rep called me personally to tell me my surgery was approved, but also recommended that I seek an "on par provider," as they have a negotiated rate with BCBS--so I did. This meant that the request for surgery precertification has to be resubmitted by another surgeon--I got approval within 3-4 weeks! Hope this is helpful! Kathy in CO
   — Kathryn H.




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