Question:
Can someone out there please send me some sample appeal letters?

I was denied yesterday. I would like to send in an appeal letter ASAP. I am unsure as to what specific information is needed in an appeal letter. PLEASE HELP!!!    — michellelj19 (posted on April 12, 2002)


April 12, 2002
I don't have an appeal letter for you, but I was wondering what the basis for their denial was? It might be helpful for those who do have appeal letters to know that, so you can get specific appeal letters that would pertain to you!
   — Sarah P.

April 12, 2002
This site has all three samples of appeal letters and will tell you if the state you live in has an external appeal you can go after the third appeal.www.insure.com just type appeal in the search and you will have a self guide to appeals.
   — rhondan

April 12, 2002
Well a lot of it has to do with what the reasons they denied you. Do you have serious co-morbidities? Do the exclude WLS all together. I know you are in a rush to hurry and send in an appeal letter as soon as you can. But you would be better off taking your time to do it right, rather than hurried. Do some research, get a letter from your family Dr. Get copies of medical records, diet history, etc. to back up your request for an approval. If all else fails in your own appeal letters, (as was the case with mine), I would recommend Walter Linstrom (obesitylaw.com). He is a lawyer that specializes in helping people appeal insurance denials. (He had the surgery himself several years ago). It cost me $350 for a very detailed analysis of my policy, my medical history and a 28 page legal brief/appeal letter. After fighting with my insurance for 4 months, they approved me within 3 days of getting his appeal letter. It was well worth every cent.
   — Dell H.




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