Question:
Has anyone been denied coverage because of weight?

Two days ago I received a letter from State Farm, along with a refund of the premium that I'd paid, explaining that my application for coverage was denied. Reason - height and weight (5'3" 310#). Has this happened to anyone and do you have any advice. I already feel so discouraged. I don't want this to keep happening to me, because I might need my strength to fight denial for surgery.    — dandjon (posted on December 8, 1999)

December 8, 1999
Donna - this happens all the time. When the underwriters at the insurance company see the weight, applications are automatically rejected. I am insured thru my husband's employer but we have to pay a higher rate because of my weight. I have read that there are some states that are helping people with insurance problems - I would definitely check into that. Start by contacting your Insurance Commissioner or Dept. of Insurance or even your state representative. Good luck and don't give up.
   — Mary P.