Question:
Will I have trouble with my insurance?

I am anxiously awaiting my first appointment to see about surgery. I have Cigna HMO and the doctor I will be seeing is listed in my book. I weigh about 260 and am 5'6" and have tried consistently to lose weight and gained it back plus some. I have proof from Doctors that I have been on and off dieting since 1993. I see in my insurance papers that surgical weight loss can not be covered unless it is "MEDICALLY NECESSARY". I know my BMI is about 42. I would hate to get my hopes up and it not happen. The other thing is that I am a student in college and I would hope to be done with surgery in time for fall semester. Is that an realistic expectation? Thanks, Joy    — kjonhjk (posted on March 19, 2003)

March 19, 2003
Hey Joy, we are very simular. Please read my profile 'Karen Corkran'. I am right where you are in height, weight, BMI & in dealing with ins. I have Aetna. My profile will answer a lot of your questions. Go to Cigna's web page & find out exactly what the requirements are for approval. Do every one. Make sure you cross every T & dot every I!!!! Let me know how it goes for you & Good Luck!! Also ,please, e-mail me if I can help you. [email protected]
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