Question:
Anyone tell me who to work for with good benefits, and who NEVER covers?
I know that Walmart has a big problem with covering WLS, as does walgreens. So where do i work? I do not have a HS diploma. Anything would be great. — [Anonymous] (posted on February 22, 2002)
February 22, 2002
It's really going to depend on the exclusions in the insurance plan. You
can't really say that ABC Company is a good place to work because they
cover WLS. All insurance plans are different, some cover WLS, some don't,
it just all depends on the insurance carrier. Good luck.
— [Anonymous]
February 22, 2002
Most commercial banks have good insurance plans.
— Julie S.
February 22, 2002
I heard Trigon is good and Cigna is not.
— Debbie W.
February 22, 2002
From my personal expirence: Kaiser is terrible, Pacific Care is terrible,
and I am just switching to blue cross so I don't know about them yet. MAKE
SURE YOU READ YOUR EXCLUSION POLICY! All isnurances are different, so read
that part carefully!
— Heather H.
February 22, 2002
You also need to know that what BC/BS in Florida will cover is not
necessarily what BC/BS of Georgia will. Cigna might be great in some
states and not so great in others. Company ABC may usually cover the
surgery, but an employer can ask for the coverage to be taken out of the
plan they offer their employees. This is a question that's almost
impossible to answer because there are SO many variables.
— garw
February 22, 2002
HI there,
Did you think about getting an individual policy perhaps.
If you cannot find a place with good insurance, some states have insurance
that they have to sell to everyone. Just a thought.
— Michelle H.
February 22, 2002
I have worked for Kaiser - San Diego - for 20 years (most of my adult life)
they are a great employee and I have had not a bit of trouble getting
approved and moved through the system- I began to attempt to get approved
Dec 01 and am expecting surgery in 4-6 weeks-
I think everyone has different experiences and there may not be ONE perfect
answer for your question- good luck in your search
— ~~Stacie~~
February 22, 2002
Phone companies, that's the correct answer, remember this should include
cellular phone companies. depending on what state you are in look at
Verizon Wireless on the web for jobs available in your state.
— [Anonymous]
February 22, 2002
Aetna has an explicit statement covering surgery if medically necessary
(35BMI w/co-morbs, 40 without), so unless the employer specifically writes
it out, that's an option. Also, Boeing is pretty good. Universities are
usually good. Good luck!
— Julia M.
February 22, 2002
Hi! I work for DHL, which is an Air-Express Company. They have field
locations throughout the United States. It isn't necessary to have a H.S.
diploma in my location; however, the requirements might be slightly
different in yours. What I can tell you is that they have a nationwide DHL
Plan that will cover WLS as long as it is medically necessary. I have
worked for this company for about 5 years. Although it is a shaky time for
our industry with the recession and post-Sept. 11, I really enjoy what I
do.
Hope this helps.
— Cheryl A.
March 25, 2003
I work at Walgreens. BCBS paid for my WLS - no problem at all.
— [Deactivated Member]
March 26, 2003
I am on my husbands insurance policy and he works for Walgreens. Tufts
approved my surgery within a week. Walgreens always has a few different
plans for you to choose from in every district. When you get to enroll,
ask to look at the policies and call the different ins companies to find
out what their exclusions for Walgreens plans are then choose the one you
can afford and that will cover surgery!
— Rhoni333
March 26, 2003
Ok, now I feel silly. Didn't notice until now that this question is over a
year old! Oh well :)
— Rhoni333
March 26, 2003
Rhonda, don't feel silly. Its still a valid question that a lot of folks
who don't have descent insurance through their employer still ask. Its good
information to know. Thank you!
— Shelly S.
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