Question:
Does anyone have Private Healthcare Systems--MD Plan? If so, were you approved?

   — Schtina J. (posted on February 11, 2003)

February 10, 2003
My husband has Private Healthcare, it is through the union thow (local 786). I had no problem getting accepted. I was even what they considered a lightweight, I waited 1 week and I got my approval. Hope this helps. Feel free to e-mail me.
   — April G.

February 10, 2003
I have PHCS, but it is National Elevator. I was approved.
   — cindy Q.

February 11, 2003
I also have PHCS Md plan. Mine is through our local 710. I was approved. Good luck in your Journey.
   — [Deactivated Member]

February 11, 2003
Hi. I have PHCS MD Plan, was approved, but it was a hassle. Be warned that their systems are not always up to date, and by the time your surgery rolls around, your hopital may be out of network. Make sure you DOCUMENT names and numbers of people who tell you that it will be covered, and at what amount. Try to get it in writing if at all possible. If you need more info, email me at [email protected] Renee D
   — Renee D.

February 11, 2003
I had PHCS (not the MD though) and made sure to contact them when I really got serious about wanting the surgery. I did just what a previous poster suggested, document EVERY thing. Be sure to include all names, dates, times, the conversation outline. As luck would have it, the week after I met with the surgeon my insurance changed. Fortunately, their guidelines are the same. I was approved in 2 days. Please don't give up and don't let them discourage you. I know exactly how you feel with low self-esteem and the pain caused by the excess weight. After surgery we will be back to our 'real' selves. Take care.
   — Diane S.

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