Question:
I just lost my job and my insurance. I need a good insurance company

I need a insurance company that will cover this surgery. I just lost my job AND my health insurance. I live in Michigan. Does anyone out there know of any personal insurance companies for the unemployed that will cover WLS??? Any help would be greatly appreciated...Thanks :)    — [Anonymous] (posted on February 7, 2002)

February 7, 2002
Insurance from the unemployed is EXPENSIVE, and usually it doesn't cover a lot of fancy stuff like WLS. My opinion: go on COBRA for a month or so, then get a job (any job) that has insurance benefits and go forward with your surgery. You can always quit in a few months. It's worth it to get the surgery covered.
   — Terissa R.

February 7, 2002
Don't know if this is an option, but I'd stay on COBRA and get the surgery done while you're still on it. COBRA is a federal law that requires your former employer to allow you to stay on the group health insurance plan for up to 18 months. The law does not require that your former employer pay for the premiums, but if you can afford them, it would save you from having to go through the whole approval process again. If you do go with COBRA and get another job right away, the COBRA requirement goes away and then you'd probably have to go through approval with your new insurance.
   — garw

February 7, 2002
If you worked for a company that's required to offer COBRA, go for it! Otherwise, try going to www.cpiclife.com. They offer short term medical insurance that fills the gap until you obtain a medical plan. It costs alot less then COBRA.
   — Rosario T.

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