Question:
I got a job that has insurance, how long should I wait?

Today I got a job that has insurance (BCBS) and I have a appointment tomorrow about my medicaid eligibility and I was wanting to know should I go ahead and go to my appointment or just wait the 90 days for the insurance? Please help. [email protected]    — [Anonymous] (posted on May 1, 2001)

May 1, 2001
This is a loaded ? so I'm gonna try and cover all I know. What is your probationary period w/ your new employer? You would typically want to wait until you have passed your probationary period which ranges typically from 90-days to 6 months depending on the employer. If you have absentiesm in that time period it can affect your retention as an employee (i.e. they could let you go for any reason). Does your new insurance cover this surgery (check the exclusions/limitations on the benefit summary)? If it doesen't check with Medicaid. Based on the procedure of choice how long are you expected to be off work? This could also affect your job.. check about what it takes to qualify for family leave and see if you will meet the requirements. Does Medicaid cover this for you? If Medicaid will cover this I'd go for it. Email me if I can be of further help. [email protected]
   — Dawn R.