Question:
Has anyone had success getting around an insurance exclusion like the one below?

This is how the exclusion in our policy is worded; has anyone been able to get past an exclusion of this type? Health Services and associated expenses for the surgical treatment and non-surgical, medical treatment of obesity(including morbid obesity) are excluded. Thanks, Fitz    — Biggestfitz (posted on August 9, 2004)


August 9, 2004
Melton, Sounds like a question for one of the guys at www.obesitylawyer.com - be sure to include which insurance coverage you have, as well as the name of the employer through which you have it. For me - no, there was no hope. So I self-paid. I went to Spain and had my surgery with Dr. Aniceto Baltasar. It was the best thing that ever happened to me. I'm so thankful my insurance DIDN'T cover! Blessings, dina
   — Dina McBride

August 9, 2004
My policy was worded the same way. Same exclusions. I was approved on the first try. I do, however, live in Maryland. Maryland happens to be one of the seven states that (at least the last time I checked there were seven) says WLS must be covered if medically necessary. It's worth a shot. Go in with all your bases covered and take it from there. Good luck.
   — Pambylah




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