Question:
Has anyone had any experience with American Medical Securities Ins.?

My friend just got a new job and will be getting ins benifits in 90days. The insurance is American Medical Securities. I would like to know if anyone has gotten approval with this ins and what was the requirements they had to meet? I would also like to hear from anyone that has been denied from this insurer and what was the battle like? Thanks,    — Bonnie S. (posted on August 28, 2001)


August 30, 2001
I had AMS during my second attempt to have my surgery. My plan was managed by PHCS (Private Healthcare Systems) They denied coverage for any and all treatment of obesity or morbid obesity. But then again it all depends on your employer and what exclusions you have in your policy. Val
   — Valerie J.




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