Question:
has anyone ever been refused insurance due to their weight

I was denied insurance because of my weight they told me that I was a high risk and referred me to the california major risk medical insurance program MRMIP it's going to cost me 333.00 dollars a month and I chose Blue Shield PPO they have a 90 day pre-exsisting condition exclusion then after the 90 days they say that they will pay for pre-exsisting conditions does anyone know if weight loss surgery will be paid for.    — L. D. (posted on February 22, 2000)

February 21, 2000
I have BCBS Federal (PPO) my surgeon documented that it was medically necessary and they paid for the surgery.
   — kaydeeb16

February 22, 2000
I have been denied insurance several times for being overweight, and am paying for the surgery myself because I have no insurance.
   — Margaret M.

February 23, 2000
I too, was denied insurance from BCBS of Illinois due to my current "build" (note: not because of my medical history) just last month. I am self-employed and have to pay for my own health insurance. I was quite shocked and outraged because I see it as a very blatant form of obesity discrimination. I contacted an obesity attorney and he basically said they had the right to set up underwriting limits in regards to weight. However, since I have never been denied insurance before when I was employed by a larger company, I also see it as discrimination against self-employed people. I have contacted them regarding their appeal process and have just received copies of my medical records to include with my appeal letter. We'll see how it goes.
   — Dawn M.

March 16, 2001
I too attempted to get my own insurance but was denied by Kaiser due to my excessive weight. I was told that I'd have to get CA major risk medical insurance program insurance. Well, I couldn't afford it. I currently have Medi-Cal and have no idea about how I could find a surgeon and qualify for surgery. Any suggestions would be greatly appreciated.
   — K P.

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