Question:
How can the insurance denie gastric bypass when it it medicaly necessary?

All of my doctors have told me that if I do not have this surgery that I will die. I keep getting more and more things wrong with me every month. How can they play God with you life like this. We pay big bucks for medical insurance and then are denied for a life saving surgery. God bless all of us!    — Martha D. (posted on June 15, 2000)


June 15, 2000
My advice would be to contact Walter Lindstrom, an attorney in San Diego CA at www.obesitylaw.com He helped me get approved. At least you could talk with him and see what he might had to say. Good luck!!!
   — [Anonymous]

June 15, 2000
I hate to tell you this, but insurance companies are not required to cover each and everything that is medically possible to be done to us. They all have their own exclusions. This does not mean that you cannot have medical treatment that you need - it just means that your insurance company may not pay for it. It is great that so many do pay for this surgery - but many still do not. Some don't cover the cost of pregnancy and childbirth. Some don't cover the cost of heart or liver transplants. That is why people have big fund raisers for sick people sometimes. I know it is awful to think about paying for this yourself, but many on this site have done just that. Think creatively and maybe you'll discover a solution. Do you own something of value which you could sell? Maybe some land? How much equity do you have in your home? Lots of people have equity just sitting there doing nothing - borrow against it. I wish you the best - but for your own sake, don't just sit there boo hooing - go to work in search for a way to raise the money. The surgery will be worth every dime you have to pay!
   — Cindy H.




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