Question:
Does anyone know about American Medical Security (read more)

The company is American Medical Security, the Network is PHCS. The only exclusion listed is "any weight loss method". They do NOT have an obesity or morbid obesity exclusion. Also they do NOT exclude the surgery or any gastric surgery. Any help???    — Laura S. (posted on November 29, 2000)


December 5, 2000
I use to have this insurance. Fortunately I don't anymore. I too had exclusions in policy for any treatment for weight loss. figured I give it a try anyway. Started preop proceedures at Northwestern Memorial ( physical,bloodwork up, dietician, psych evaluation) they denied coverage because these proceedures were done at the Nutrition, Fitness and Weight Management Clinic. Fortunately, I was able to get them recoded and they paid. That was 2 years ago now I have United Healthcare POS (no exclusions) and I'm trying again.
   — Valerie J.




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