Does anyone use Humana under Medicare Advantage in MI?

Ugh!  I am looking into my plans for Medicare which begins soon for me.  Not because of my age but disability.  In doing so, I am comparing plans but they are saying they do not cover ANY weight loss surgery. 

Has anyone in MI had Humana pay for their WLS?  I mean, everything is changing s fast and I need to make a decision soon.

In my state they have people who are volunteers or work for a non profit that will help people navigate which plan to pick. Do they have that around you?

Funny thing...all of the sites I go to for insurance info require my address and phone number just to browse their plans.  That puts my number into some file and I get tons of calls every day from different agents trying to make commission.  And these are all sites t "advise and enroll" people into a plan chosen.

I need to see about any volunteers to do this.  Thank you.

Hi there,

From Michigan and I have original medicare and just found out that I have qualified for Medicaid as secondary.  I chose to keep original until done with surgery, I was going to pay deductibles and 20% copay, don't have to pay premiums.  But then I filled out online app for family for "healthy Michigan", because hubby's work doesn't offer insurance and I was approved for straight Medicaid.

 You may want to check into Medicaid, the income limits are much higher.  Which covers premiums, deductibles & copays.  

Original medicare has no hoops, BMI 35 with two co-mobudities or BMI 40 or higher.  Pick your doctors, surgeons and surgery.  My pcp and surgeon wanted 3 visits(no supervised diet) because I only see my pcp once a year for physical.  The 3 months flew by and I was also able to get my other appointments done.  

But, since you are dealing with a disability, seeing a doctor regularly, you should be fine.  Just would need seminar, psych eval, pre-op, dietician/nurse visit.  Most programs in Michigan seem to be similar.

As far as Humania, looks like they cover only RNY with a six month surprised diet.  I would call, policies get updated a all the time.

I would call medicare, they are so helpful, the times that I have called to get understanding  about my insurance, they are very patient   made sure I understood.  And then when I called with all my surgeons procedure codes, went thru everyone and made sure had them correct.  All my calls have been 1/2-1 hour, but they are never rude and if they can't answer they find someone who can.

Best of luck!