Thanks for the insight, Tom.
I already know I am going to owe something, because I want muscle work and that's almost never covered. In fact, I'm totally prepared to pay for the full thing, I just don't want to leave money on the table if my insurance would be willing to kick something in.
I don't know why, but I have gotten so picky with choosing a PS. I have two consults set up already, and both are giving free consults, and already I'm like "what...you have to lure patients in with free consults??" Especially since my first consult when I first started thinking about plastics 2 years ago was $100.
So some crazy part of my brain thinks if they are contracted with insurance, they must be desperate and not very good.
I think I am more picky about my PS than my WLS.