"Well so far I made an appt for 2/15/07 and the women was very nice on the phone, can't wait.rnrnWell had the appt. and just as I thought they are great, and very nice, answered all my questions and is there for me every time I call them, just think if they are this nice and helpful now, can't wait till I get my Approval.. United Health Care is so Slow. "