Insurance Questions - Payment and Employer

I read something about surgeons accepting what the insurance company paid and writing off the rest of the cost. But now I can't remember what the person called it - she had a term for it. I definitely want to ask my surgeon if he is willing to do this and save myself $2,500. Anybody know the term? Also, does anybody know if Human Resources will need to be told the nature of my surgery? I'd prefer nobody at my office know what I'm doing. I plan to just say abdominal surgery, but I don't want paperwork coming into HR approving my leave that says gastric bypass. Any HR experts out there?

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