I have been denied ALL the way around....Help!

I dont know where to turn anymore. I promised myself if things didnt work out with my insurance I would not be upset.....well I was only fooling myself. I felt so let down and depressed at this moment. Its truly sad, it truly is! My husbands insurance denied me, BC/BS of Louisiana PPO. They have a written exclusion in there policy that is specific about NOT covering surgery, regardless of medical necessity. I am planning on writing a letter to his employer about changing policy but what can 1 spouse of an employee do out of 3000????? I feel so discouraged. THen I thought well I will just get a policy alone, individually, pay for it myself and be covered....what a joke that was! The company I called wont insure me because I am overweight and dont meet there guidelines! Other than contacting my husbands employer I dont know what else to do. How can an insurance company say they wont cover it regardless of medical necessity?? Thats like saying....regardless of whats wrong with you they wont cover it, we dont care. SO then I continue to be unhealthy and continue going to different doctors fro things that would be corrected once I had WLS??? I know there are many that feel my frustration....I just dont know where or what to do with it right now. And on top of that, my mom, who is only 58 and never been overweight in her life had a stroke Saturday. It has scared me to see her that way and it has scared me to what I have to look forward to if I dont do something about my weight.....I am feel so lost right now and I am normally a strong person. I would love to get response from people and encouragment, please email me. Thanks for reading my vent.....

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