BCN individual insurance for lap band?

Victorious_one
on 3/15/07 10:47 am - South Central, PA
I have decided to do something...I'm thinking of lap band because I'm not 100 lbs overweight. Anyone have Blue Care Network in Michigan? If so, do you have an individual plan and did it cover your surgery? Also, any recommendations for a doctor would be greatly appreciated. Thanks!
jgirlatlaw
on 3/15/07 10:56 am - Traverse City, MI
To be honest with you, you are going to have a really hard time getting any insurance company to cover your surgery due to the fact that you are not 100 pounds overweight. My surgeon really cares about his patients. I don't know if he does lap band though. His name is Marek Lutrzykowski and he is located in Bloomfield Hills. He's a great doctor.
StaceyBoyd
on 3/15/07 10:01 pm - detroit, MI
You are going to have a fight on your hands with BCN. You should check with them and see what things they require. I know you have to go to a center of excellence but I don't even know if they willl cover lap band. Stacey B
(deactivated member)
on 3/15/07 11:11 pm - Errr Where, MI
I know with BCN you have to have alot of co-morbids if you want to get approved with out being a hundred pounds over weight. It took me about 18 months with BCN before I had my WLS and I was a hundred pounds over weight with co-morbids and BCN still gave me a hard time. The positive thing was I had no out of pocket expense. The only thing I paid for was my medication copay. It was well worth it in the end but It took me a while. Good Luck to you Dayja
StaceyBoyd
on 3/16/07 4:38 am - detroit, MI
Hey You!! Hope everything has been good lately. Things are going great here!! Talk to you soon. Stacey B
(deactivated member)
on 3/16/07 9:44 am - Errr Where, MI
Everything is going great. Just getting ready for the big move. I'm still trying to work on getting these last 10 pounds off. Talk with you soon Dayja
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