Darn that Medicare Part D!
I had a nasty case of cellulitis back in November that required me to be on IV antibiotics once I was released from the hospital. I ended up having to stay on the IV therapy through January while they tried to figure out which drug would actually work. It doesn't help that I'm allergic to penicillin and cephalosporins (Keflex).
Anyway, I have Medicare HMO through my SSDI and my HMO paid for all my hospital bills, home health care, ambulance, etc. with nary a whimper. Since I was getting home health nursing three days a week, I was grateful the HMO paid for everything. The hospital bill alone for four days in the hospital was $11,000.
Yesterday, I got a bill from them for $3200 for the IV drugs. Turns out Home IV drugs fall under the Medicare Part D plan, which means once I hit $2200 in drug costs, the HMO doesn't pay, so I have to pay 100% of the drug costs. Once I pay $3600 out-of-pocket, then my HMO charges only a $3 copay.
Who knew little, itty bitty bags of drugs could be so costly? I guess I do, now!
Kix
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