THANK YOU  

Hello Lisa,

I did not have BCBS when my plastic surgery was done but I will say that everything is plan specific. You have to read your specific plan and work with your surgeon to seek approval. For example, when I started looking at plastics I had BCBS and the plan I had said that it covered skin removal if it was medically necessary then I changed companies I worked for and the new company's plan said that skin removal was not covered "regardless of need" so when my husband got a new job I read every plan available before I selected the plan I picked and the Oxford plan I selected covered a portion of my surgery. I ended up having a lower body lift and had to pay about half of the surgeon's fee but none of the hospital fee.
The approval process is pretty intense, they take pictures and need documentation as to the reasons why you should have the skin removed. Make sure you have documentation..

Good luck,

Stella

PS. about the only thing insurance covers fully is a pannius removal so plan on some out of pocket...

Lisa, I haven't looked into plastic surgery (....yet....), but what I do know is that even if a particular insurance company does pay, the plan you have may not allow it. There are sooooooo many variables concerning payment.

What I suggest is call to the Doctor and speak to their staff. They should know the ins & outs of what will and won't be covered.

Additionally, it's very rare that an insurance company will cover 100%, let alone some portion - unless your documentation is detailed. There are some issues that necessitates the need for p.s..

I went to the nutrionist thru my surgeon and since she was part of the group it was covered. My dr. Is about an hour away from me and I didn't want to go all the way up there just for a psych eval. So I called around to local bariatric surgeons and thet gave me options, I ended up going to Carmencita lanez around woodbridge. She was covered by my ins but if it didn't it was like 120. She was pretty fast and seemed to do it alot. I would give her a call

I am in 100% agreement - PARTICIPATE IN A SUPPORT GROUP!!! It is a fact that those who attend supports groups have increased weight loss long term!!!!!!!!!!!!!!

And Joianne, I love to see that you also talking about GAINS!! While we obsess over the loss, it’s the GAINS that’s really important. And you listed so many!!

Thanks for sharing!!