Hurray for you!

See, there's ALWAYS a way around - sometimes you just have to look for it or work at it....

Soon you'll be a loser like the rest of us!  Congrats!

I have Summacare insurance and I only had a 3 month weight check plus I think they look at previous weight checks if you have a primary care doctor records.  I would call the office and talk to Bev the financial counselor.  Hope this helped.  Goodluck.

Noel

Exactly...while UHC is a network provider for lots of bariatric centers locally, anything related to the treatment of obesity (including morbid obesity) is not covered..under my particular plan.  They said it on the phone, I saw it on the website, I read it in my plan documents.  It's an exclusion on my policy?  Sounds crappy.  It is.  But is it the truth?  You betcha.

BUT.  Good news.  No, GREAT news.  While we are in the midst of open enrollment here at my job, my husband's employer is also in their open enrollment period.  And after doing some research yesterday, his insurance now seems like the more attractive option.  He is a federal civilian employee and I was thrilled to learn they completely cover the surgery, with the exception of a $100 surgery fee!!

The WLS exclusion has to be from your company, not UHC as they covered my sleeve with no problem.

Is it becaus eof your company?  Have you asked for documentation for YOUR policy, including all riders/exclusions?

Sounds sketchy that NOTHING is covered.  Don't go by one person you talked to on the phone.  Make sure it's the policy that explicitly covers you - with all riders and exclusions.

Some employers add exclusions or do not pick up WLS riders so reduce costs.  You can ask your HR department to help you get the info you need. 

Another option is to look at becoming self-insured for a year - and make sure it includes those options.

If you have a spouse, investigate their insurance.  While you may have to wait to get on that policy, it might be worth it.

Saving money via Flexible spending accounts is another way to pay (pre-tax) for the procedures....

Look at going to Mexico as an option.

Also, Cleveland clinic is constantly doing studies about conditions that can be corrected via WLS - contact them and see if you qualify for any.  STAMPEDE is one - it's to show how WLS "cures" diabetes and researching why....