Feeling defeated....

Please do not get discouraged! Also, please do not gain weight just to have a higher BMI thinking your insurance might cover you at the higher weight. In the long run you have to take the weight right back off! 

I wasn't required to take a sleep study test because I did not have symptoms etc, however I do want to let know I still have a little bit of experience. 

My oldest son who is 23 who is 6'3 and weighs 160 ( very tall and lanky) had to go for a sleep study just a month ago. He first had to do a consult before they would even do one, so I believe it is typical. His deductible was not met completely so that had to be paid first before insurance would kick in. 

Our insurance has covered almost his entire bill which was a lot. He is still on ours even though he has his own career and lives out of state. Granted, there were 3 visits I believe with this "study" in total.

I know you are frustrated right now, but at the end of the day it will be worth it! I never thought my day would come and next week I have surgery. You just have to stay positive! Don't give up!!!!

My husband had to go for two consults do to a mix up and two follow ups for his sleep study.  The co-pay with Medicare and his BCBS was still a bit of money but he needed the machine.

I sent you a pm.  It isn't cheating as the requirements based solely on bmi isn't right either.  I made the mistake the first time I tried to get WLS in losing prior to be healthier than found out that disqualified me.

Not to discourage you, but if you don't have any co-morbidities then Cigna will deny you because your under the 40bmi.  

Also, call them regarding every test that you need done before it is even scheduled.  I just got 5 different bills in the other day and they total $4000.  This is all from pre-testing for my revision and all were approved by Cigna before they were scheduled.  Cigna is the worst insurance to have when it comes to WLS.  They say one thing and then do another, they deny something then approve it and then when the bill is sent they don't pay it stating that the procedure was not authorized or covered.  Yup just a fight every step of the way.  I have a $2500 deductable and once that is met they are supposed to cover everything 100%.  I have already paid over the $2500, yet I am still being told I have to pay the bills.  Just a bunch of bull****   Good Luck I just wanted to give you an idea of how Cigna works.

Thank you all for your responses IT HELPS!!! It really does help. I am not going to give up. I will schedule the sleep study consult. I went ahead and made an appointment with my primary care physician to have the blood work done that he requested so I am still moving forward.