I have a surgery date but insurance company won't do pre-cert

until 60 days before surgery. Is pre-cert the same as approval? I assume this means that I will not get approval/denial until 60 days before surgery. I am hoping that since I wasn't denied right off the bat that there is a good chance I will be approved. Anyone had this problem? Alliance PPO is my insurance. Thanks for any info. I've been lurking for a while now and this is my first question. Great web site.

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