Help, any idea how to get past 5 year requirement of MMOH?

Help, I'm 5'3 256lbs bmi of 45.3, am 37 years old with emphysema,gerd, high blood pressure, peptic ulcer disease, diagnosed sleep apnea, and stress incontinence. The problems is that during late 1998 early-1999 hubby & I were separated and I started going to the ywca, dieting and lost 50lbs. So unforunately I have not been 100+lbs overweight for 5 years straight in a row. Does anyone that has Medical Mutual of Ohio, know how to get past this. You'd think they'd approve on co-morbidities alone. Any advice or help would be greatly appreciated.

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