Has anyone with bcbs fl had to wait 1 year for pre existing clause without prior ins.

I have been told I have to wait 1 full year for surgery to be covered which will b in July 31/03 anyway I do not have a pre-existing condition under their guidlines and they say they know that but for this proceedure I have to wait 1 full year anyway I have not had prior insurance before this for years but have not seen a Dr. for anything for approx. 2 Yrs. before new insurance has anyone had this simular problem ? Thanks for any advise.

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