Should I go ahead with a consultation?

I live in Louisville, Kentucky and am under my husband's insurance. We have Humana KPP. His company has an exclusion for wls. I have researched this surgery and feel it is right for me. I am a teacher and have waived my isurance in the past for a flexible spending account. I will be able to pick up insurance next school year, but am debating whether or not to go ahead for a consultation with Dr. Shina's office(the doctor I have chosen). Will my husband's insurance pay for the consultation? Should I go ahead and try my current insurance even with the exclusion? I hate to wait until January of 2002 before I can even start.

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