Question:
Does any one know if ins. covers Plastic surgery?
which one? For what reasons? — Lisa T. (posted on December 6, 2001)
December 6, 2001
Lisa: most insurance companies do NOT cover non-necessary surgeries, such
as cosmetic surgery. Insurance companies may cover necessary reconstructive
surgeries however; some forms of tummy tucks, breast reduction surgeries,
or other surgeries due to extensive weight loss may be covered by your
insurance company. Each insurance company differs on what it will cover;
your best bet is to contact your benefits coordinator where you work, or
call your insurance company directly. You might also want to check the
library section of this website; there is a special section on post-WSL
surgery surgeries.
— [Anonymous]
December 7, 2001
This is what my insurance policy reads....sometimes they do indeed cover
it....
Panniculectomy following surgery for morbid obesity is
considered COSMETIC, except when both of the following
conditions are met:
documented chronic, recurrent infection and
documented interference with hygiene and activities
of daily living (ADLs).
Hope this helps.
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July 13, 2004
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— [Deactivated Member]
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