Question:
Cigna member with questionable co-morbidity and BMI less than 40. Will they approve?

I am a Cigna member with OA of both knees well documented in my medical record. However my BMI is only 38. I have no other health issues that are significant to meet Cigna's criteria other than OA in knees. Anyone know how tough they are on co-morbidities with low BMIs?    — anewvue (posted on January 6, 2013)


January 13, 2013
There are some ways others get approved with a marginal BMI! First when you go to get your height measured wear heels so they must check your height in bare feet. DONT stand up straight, slouch a bit, and theres always the rolls of quarters in your pockets. Play around with the BMI counter a bit you will see a small decrease in height may be all you need. Most people stand up straight increasing their height a couple inches, this is not the time to do this. Not telling you to do these things but thats what others have done to get approved
   — bob-haller




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