Question:
I was denied when I went for my pre-ops 1 wk before surgery after being approved 3

weeks earlier, due to a written exclusion by my employer, which happens to be a hospital. Has this happened to anyone? Any reconmendations welcomed, when do I start an appeal? Is it worth it? I felt so foolish when I had requested the time off and even had an approval number.    — [Anonymous] (posted on September 19, 2001)

September 19, 2001
I thought once you were approved, you couldn't be turn down. I would hang on to the approvel and the numbers they gave you and consult with a lawyer.
   — Kathy H.

September 23, 2001
I agree with kathy. Gather your paperwork and seek the advise of a well respected attorney. Don't hestitate though, act quickly. The sooner you respond, the better your chances will be. Yes, it IS worth appealing! This surgery has changed my life and if you glance through my profile you'll see all the trials and tribulations I endured JUST to receive insurance approval! It took me NINE months to get approved, but I am so so so THRILLED with the results! Hang in there and stay focused and determined!!!
   — Heather W.