Question:
had surgery 4/20/03 (lost 29 lbs yehey) wasnt able to send in may pymnet for cobra

will the insurance company still pay....i paid for april but i havent yet for may...please help    — Anonymous A. (posted on May 9, 2003)

May 9, 2003
If you paid your April premium, then services you received in April will be paid. They can not deny coverage that was paid for. With regards to May, most insurance companies offer a "grace period" for premiums to be received. The grace period is generally 30 days.
   — Kamy

May 9, 2003
I am a licensed insurance agent in Virginia. Cobra is a federal law so the rules are the same nationally. You have, by law, a 30 day grace period from the day the premium was due to get the payment to them. They do not have to bill you or notify you that your payment is late. I recommend sending it in ASAP. You may have had the surgery in April, but you will be going back for checkups. If your payment is due April 15 then you have until May 15. See how it works.....it may not be on a 1st of the month cycle. If it is really late then fed ex it.
   — Sharon B.

May 10, 2003
hi i am on cobra have been on from feb of 2002 i will be comming off on july 31 of this year i have ran into the same promblem sometimes they do give you a 30 day grace period like my may bill went out on april 19 its due on may 1 but i have until may 31 to pay it without being cancelled hope this helps.
   — ROSEMARY A.

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