Insurance Exclusion, is it worth the fight?
My company has any weight loss treatments or surgery as being excluded from our insurance plan. If it's an 'exclusion', is it even worth filing an appeal? It sounds like it's my companies decision to not cover the surgery to keep insurance expenses down for everyone. Has anyone had success in appealing an exclusion? If you were successful at appealing an exclusion, would you mind sending me a sample of the appeal letter?
I've decided that I will self-pay if I can't get insurance to cover it.
Thank you,
Renee
If they say no, you have your answer and join the ranks of self pay! Its worth it though.
This is the first time that I've felt confident that self-pay is going to be worth it for me. I go to a seminar on Thursday, so I want to ask questions about the self pay.
I'm SOOO encouraged by the information on this board and the amount of information that everyone is willing to share. I've been so very depressed lately that this is one thing that I'm actually getting happy about. So, thank you all !!!!
The self-insured companies kill me!!! They add and substract benefits when it's convenient for them. Usually some big wig in the company needs or wants something and it's magically covered, then gone!
You're worth it! And so is this surgery. It will be the best investment in yourself you'll ever make! And you won't have to deal with the insurance B.S. and play their waiting game!!!!
There is also a Dr. Forse at Creighton now who does the DS, but I haven't heard what the self-pay rate would be there.