Short Term Disability - Self Employed?

I know some people have had thier STD insurance cover bariatric surgery, but my husband and I are both self employed. It seems like everywhere I look, STD is only offered thru an employer.

Does anyone know of a STD plan that is available directly to the subscriber? My husband is getting surgery too, and I would be nice to get something back. Thanks!

Stefanie

when your self-employed there is a way to do that and you have to already be sending them quarterly payments (IRS).  Call and talk to them about paying out quarterly and what the benefits are..

Thanks =)

Are you refering to Social Security Disability, or an employer paid program such as AFLAC?

Some insurance carriers write individual disability policies (similary to employer/group insurance.) check with Unum

As I have discovered, short term disability is ONLY available thru employers. Long Term, and obviously SS is different.

So thanks for the help! If you have it, keep it - LOL!